Card journeys we love

In association with

Great card journeys often define our experiences with financial apps and these journeys have been hand-picked by our 11:FS Pulse experts as stand-out examples in the industry.

The best card journeys in financial services

1. Apple Card

Apple Card's original and intuitive design which focuses heavily on transparency turns managing credit into an empowering experience, helping users stay on top of payments and avoid unnecessary fees.

2. GoTyme

GoTyme’s card management journey, combined with engaging visuals and an impressive points system, offers users a vibrant and straightforward experience, while its focus on financial inclusion and transparency ensures secure banking for all.

3. Curve

Curve offers a standout card management experience by allowing users to easily switch between cards and manage multiple payment sources in real-time, with the added benefit of the ‘Go back in time’ feature for retroactive card changes, all within a clean and user-friendly interface.

4. Mox

Mox’s card journey, with its seamless card flip feature and clear visuals, enables users to effortlessly switch between debit and credit modes, while encouraging smart spending and saving habits.

5. DolarApp

DolarApp offers a simple, user-friendly card management experience, with the ability to spend, save and send USD and USDC, a crucial feature for LATAM travellers.

Honourable mention
Chase UK

Chase enhances card security with a unique feature that allows users to instantly regenerate card details in-app, eliminating the need for physical replacements and reducing downtime. The design, blending aesthetics with functionality, features intuitive navigation and soft colours, ensuring a user-friendly experience that prioritises security and ease of use.

The full analysis for each brand + top UX tips for card journeys are available in our guide.

How to create great card journeys

Each of these journeys exhibit the fundamentals of best-in-class UX that we look for when evaluating card journeys in 11:FS Pulse. To discover what these fundamentals are and to read the full analysis for each journey, including what we would improve, download our UX guide.

These journeys were compiled in partnership with Paymentology using 11:FS Pulse. Through its cloud-based infrastructure, global reach, and APIs, Paymentology enables banks and fintechs to rapidly issue and process cards, anywhere in the world, at scale.