1036. News: Checkout strikes a chord with Spotify as Nubank, Revolut and Starling set their sights on the US

About this episode:

Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

Producer's note: Please note that during the Checkout.com and Spotify story, this discussion incorrectly refers to Checkout.com becoming Spotify's single global partner. While Checkout will work with Spotify on a global scale, it is not the only partner working with the company.

This week's guests:

Dave Morris - CEO of FoundryOS 

Stephany Kirkpatrick - Founder and CEO of Orum, which joined Stripe in 2025

Chantal Swainston - Founder of The Heard

Plus soundbites from:

Joe Colchester - Head of Product at 11:FS Pulse

Rory O'Neill - CMO at Checkout.com

Timestamps/stories:

Intro - (00:01)

Nubank advances US launch with OCC approval - (03:28)

Checkout.com announces strategic partnership with Spotify (15:19)

London fintech Teya launches in Spain and Italy amid European expansion (26:19)

Robinhood UK rolls out stocks & shares ISA with 2% cash bonus (33:34)

Chase Enters UK Insurance Market With Launch of Insurance Bundle (42:23)

Starling sets sights on US expansion by licensing its banking platform (45:23)

Super Bowl Fintech Quiz (49:08)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

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