1040. News: Is this a once in a generation opportunity to change up the UK payments system?

February 23, 2026
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1040. News: Is this a once in a generation opportunity to change up the UK payments system?

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About this episode:

Host Ross Gallagher, Head of Ventures at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.


This week's guests:

  • Sophie Condie, CEO of Shieldpay

  • Samantha Emery, FS Executive and NED

  • Breno Oliveira, Chief Product Officer at payabl


Timestamps/stories:

Intro - (00:01)

Business leaders lose a month to fraud each year, according to research from Payabl - (7:35)

UK banks seek alternative to Visa and Mastercard amid Trump fears - (19:36)

Global fintech investment rebounds in 2025, supported by stronger exit activity - (31:07)

Stripe's crypto unit Bridge obtains initial approval to establish a trust bank - (42:44)

X to launch crypto and stock trading - (53:03)

Score, the dating app for people with good credit, is back - (53:05)



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Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

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