1080. News: Klarna applies for a US banking licence, LemFi buys Wealth8, and Santander open-sources AI

About this episode:

Host Ross Gallagher - Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

This week's guests:

Dave Morris - CEO of FoundryOS

Kaley Addo - Head of UK operations of Upvest

Jason Mikula - Publisher of Fintech Business Weekly

Plus voice note from:

Bernadette Smith - Chief Customer and Banking Officer of Starling

Stories/timestamps:

Klarna applies for US banking license - (03:20)

Financial platform for immigrants LemFi buys Wealth8 - (17:41)

Santander publishes AI projects on GitHub - (32:49)

Starling Bank Debuts UK-First ‘Snatch Theft Detector’ to Combat 64% Surge in Summer Phone Fraud - (45:44)

‘Tooth fairy’ payout nears £5 as UK childhood finances overtake inflation

- (49:12)

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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