1085. Insights: Are Neobanks replacing private banking?

July 30, 2026
56min listen

1085. Insights: Are Neobanks replacing private banking?

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About this episode:

For years, neobanks competed by offering better banking experiences. Now, the biggest players are expanding into investing, AI-powered financial guidance, wealth management and premium services—areas once dominated by private banks.

In this episode, host Ross Gallagher is joined by Maia Bittner,  Ayelen Denovitzer and Matthew Ford to explore whether neobanks are redefining what it means to be customers' primary financial partner, how AI is reshaping financial advice, and whether private banking is becoming accessible to everyone.

This week's guests:

Maia Bittner - Investment Partner, XFactor Ventures

Ayelen Denovitzer - Head of Operations, Formance

Matthew Ford- CEO & Co-Founder, Sidekick

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

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