Europe

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Culture

Bank Innovation – Why are the most innovative banks outside the UK? Case Study: @HellenicBank

I hope I am not about to shatter anyone’s egos here but this is something that has puzzled me for a long time; Why are most innovative banks outside the UK? So what’s the deal? The UK is the center of the FinTech world, on most people’s listings. We have the regulator who supports innovation and we have a blossoming design and technology pool to pluck talent from. So why I ask are UK banks the “also rans” of European banking innovation fronts? How can this be the case?

5min read
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Nationwide's New App - A great example of how the little things add up.

Do you remember where you were when you first spotted that hot coral card in the queue at a coffee shop? For me, it was early 2016. A short while after they’d changed their name from ‘Mondo’ but still early enough to feel like I was an ‘early adopter’. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
Article
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Banking

How will Brexit impact banks and FinTech in the UK?

11:FS CEO David M. Brear reached out to his followers on LinkedIn to ask for their thoughts on the following conundrum: what do you think the future operating model looks like for financial services and why?

5min read
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APIs

The Rebundling of UK Financial Services

Death. It's inevitable. It's also a financial nightmare most don't see coming. But what if you could save tens, if not hundreds of thousands of dollars during this grim process?

5min read
Article
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APIs

Why PSD II could be the final straw to bad leadership and unblocks internal resistance to real banking innovation finally

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

5min read
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Bank Boards Need to Wake Up. - 11FS

It’s all very quiet. Almost too quiet for my liking. The UK banking system is under more stresses and strains than it has ever faced, but yet it is seemingly business as usual for many. The time is now upon us. Fundamentally, the decisions banks make in the next 24 months and the changes they implement in the next five years will define the industry’s winners and losers—period.

5min read
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Insurtech Insider

58. News: How will Brexit impact insurtechs?

Sarah Kocianski and Nigel Walsh are joined by some fantastic guests to talk about the latest developments in the world of insurtech!

52min listen
390
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Fintech Insider

390. Interviews: Marta Krupinska, Head of Google for Startups UK

Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK!

22min listen
382
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Fintech Insider

382. Interviews: Des McDaid, UK MD, Marcus by Goldman Sachs

Sarah Kocianski is at Fintech Connect 2019 at the ExCeL London where she is joined by Des McDaid, UK MD at Marcus by Goldman Sachs!

19min listen
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Insurtech Insider

53. News: Shots fired from the Bank of England

Sarah Kocianski is joined by some fantastic guests to talk about the latest developments in the world of insurtech!

41min listen
371
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Fintech Insider

371. News: Monzo responds to BBC expose

David Brear and Kate Moody are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Monzo have their say following that Watchdog expose, New York say no to the OCC’s fintech charters and McKinsey reckon banks need to shape up or risk getting left behind. All this and much more on today's Fintech Insider News.

1h13 listen
366
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Fintech Insider

366. Insights: The Future of UK Fintech

David Brear is joined by some great guests at this live panel at the premiere of 11:Years, our newly released documentary about the rise of UK Fintech! Our panel discuss what happened during the financial crisis, who was affected by it and what will the next 11 years look like?

34min listen
360
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Fintech Insider

360. Interviews: SIBOS 2019 London fintech special

On this Friday episode, we bring you a series of interviews some of the leading companies currently on the fintech scene straight from SIBOS in London 2019!

1h13 listen
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Fintech Insider

Bonus: Top 25 startups in the UK!

David Brear is joined by Megan Caywood to talk about the top 25 startups in the UK list made by LinkedIn! Hint - you might recognise one of the companies!

31min listen
350
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Fintech Insider

350. Insights: The RBS remedies fund

David Brear and Sarah Kocianski are joined by four of the winners from the RBS remedies fund to talk about all things remedies, SME's and winning a grant.

56min listen
336
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Fintech Insider

336. Interviews: Money20/20 International Entrepreneurship Special

In today's episode, we bring you a series of interviews with some of the most interesting players on the fintech scene, straight from Money20/20 in Amsterdam! Interviews include; Mattias Kroner, formerly of Fidor, Stephen Ufford, CEO of Trulioo, and more!

1h13 listen
332
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Fintech Insider

332. Interviews: Money20/20 CEO special

In today's episode, we bring you a series of interviews with some brilliant CEO's of exciting companies, straight from Money20/20 in Amsterdam! Interviews include Ralph Hamers from ING, Anne Boden from Starling , Zach Perret from Plaid and many more!

1h22 listen
329
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Fintech Insider

329. News: Live from Money20/20

Leda and Jason are joined by some great guests at Money20/20 Europe to talk about some of the most interesting stories of the last 7 days. Including: A roundup of the biggest announcements and trends from Money2020 Europe and Tink receives a strategic investment from PayPal. All this and much more on today's podcast!

59min listen
328
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Fintech Insider

328. The F'in Debate - Live from Money20/20 Europe

Welcome to the F'in Debate, straight from the stage at Money20/20 Europe! In this episode, we bring you a live debate between industry experts questioning: How do you transform traditional banks to compete in the digital banking battlefield?

46min listen
292
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Fintech Insider

292. Interviews: Michael Rouse, CCO of Klarna

David interviews Michael Rouse, CCO of Klarna to talk about partnering with Snoop Dogg, smoothing payments and the evolution of payments.

39min listen
268
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Fintech Insider

268. Interviews: Ben Davey, Barclays UK Ventures

Simon Taylor interviews CEO of Barclays UK Ventures, Ben Davey. They take a look at the strategies and decisions revolving around investing in fintech startups and creating real partnerships.

24min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen