Europe

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Culture

Bank Innovation – Why are the most innovative banks outside the UK? Case Study: @HellenicBank

I hope I am not about to shatter anyone’s egos here but this is something that has puzzled me for a long time; Why are most innovative banks outside the UK? So what’s the deal? The UK is the center of the FinTech world, on most people’s listings. We have the regulator who supports innovation and we have a blossoming design and technology pool to pluck talent from. So why I ask are UK banks the “also rans” of European banking innovation fronts? How can this be the case?

5min read
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Nationwide's New App - A great example of how the little things add up.

Do you remember where you were when you first spotted that hot coral card in the queue at a coffee shop? For me, it was early 2016. A short while after they’d changed their name from ‘Mondo’ but still early enough to feel like I was an ‘early adopter’. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
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Banking

How will Brexit impact banks and FinTech in the UK?

11:FS CEO David M. Brear reached out to his followers on LinkedIn to ask for their thoughts on the following conundrum: what do you think the future operating model looks like for financial services and why?

5min read
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APIs

The Rebundling of UK Financial Services

Death. It's inevitable. It's also a financial nightmare most don't see coming. But what if you could save tens, if not hundreds of thousands of dollars during this grim process?

5min read
Article
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APIs

Why PSD II could be the final straw to bad leadership and unblocks internal resistance to real banking innovation finally

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

5min read
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Bank Boards Need to Wake Up. - 11FS

It’s all very quiet. Almost too quiet for my liking. The UK banking system is under more stresses and strains than it has ever faced, but yet it is seemingly business as usual for many. The time is now upon us. Fundamentally, the decisions banks make in the next 24 months and the changes they implement in the next five years will define the industry’s winners and losers—period.

5min read
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Fintech Insider

253. News: Bucking the trend of Brexit

On this week's episode, Sarah and David sit down with Dr. Louise Beaumont, Daniel Hegarty, and Adam Dodds to discuss the greatest and latest stories in fintech.

1h11 listen
250
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Fintech Insider

250. Insights: Luxembourg (the biggest fintech hub you've never heard of)

On today's show, Ross Gallagher takes a deep dive on Luxembourg. It's one of the most exciting fintech hubs in Europe, growing exponentially, that you've probably never heard of.

36min listen
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Fintech Insider

239. Fintech Insider: After Dark VI - London and Atlanta

We have an incredible star-studded episode for you, with the release of After Dark VI, and of course a run down of the most interesting news in the space. Hosted in two cities, recorded 6 hours apart, and with a great deal of digital magic London brings you David M. Brear, Simon Taylor, and Sarah Kocianski are joined by: Marieke Flament, Simon Vans-Colina, and Daniel Hegarty. Next up from Atlanta, Sam Maule and Doug Bobenhouse are joined by three pairs of guests: Rob Frohwein and Shannon Johnson; Kathryn Petralia and Andrew Morris; rounding out the show we had Howard Bush and Ginger Schmeltzer.

1h17 listen
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Fintech Insider

228. 11:FS Presents One Fintech Nation - The UK as a Fintech Hotspot

In this episode Simon Taylor takes a look at what makes the UK a fintech hotspot. In association with Tech Nation we examine what's going on in fintech across the country that makes it so attractive to set up here.

29min listen
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Fintech Insider

226. 11:FS Presents One Fintech Nation - Bursting the London Fintech Bubble

In this episode Simon Taylor takes a look at fintech beyond the London bubble. In association with Tech Nation we examine what's going on in fintech across the country.

38min listen
225
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Fintech Insider

225. News: Live at Money 20/20 Europe

Live from the Arena stage at Money 20/20 Europe in Amsterdam, hosts David M. Brear, Simon Taylor, and Sam Maule are joined by Leda Glyptis, CIO at Qatar National Bank, Rob Frohwein, CEO of Kabbage, Sara Feenan, Business Development Manager at Clearmatics, Jeff Tijssen at 11:FS, Anna Irrera, Fintech Correspondent at Reuters and Peter Hazou, Director of Business Development at Microsoft.

49min listen
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Fintech Insider

Bonus: World's First Smart Bank? Monzo Release IFTTT Integration

Simon Vans-Colina visits us at 11:FS to reveal all about their new IFTTT integration

11min listen
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Blockchain Insider

49. Live from Money20/20 Europe: Interviews With Ripple CEO Brad Garlinghouse and Brad Zastrow from Dash

Blockchain Insider comes to you Live from Money20/20 this week! We also have awesome interviews with not one but two Brads: Brad Garlighouse, CEO of Ripple and Brad Zastrow Global Head of Business Development of the Dash Core.

31min listen
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Fintech Insider

211. Interview: Suresh Vaghjiani, MD Global Processing Services

Simon sits down with Suresh Vaghjiani, Managing Director of Global Processing Services to discuss how many fintechs are using their services, how they choose who to partner with and those card outages that happened at the end of 2017.

25min listen
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Blockchain Insider

44. Deutsche Wish Your Profit Was Hot Like Binance

Simon and Sarah sit down with Petrit Berisha to talk about the latest in blockchain news.

52min listen
209
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Fintech Insider

209. Interviews: Deputy Mayor of London Rajesh Agrawal

David sits down with the Deputy Mayor of London, Rajesh Agrawal to discuss the future of fintech in London and what the city's financial industry needs to be doing to remain the financial capital of the world.

25min listen
208
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Fintech Insider

208. CEO Interviews: Luke Johnson, Neat Capital & Mutaz Qubbaj Squirrel

Simon sits down for a double dose of interviews this week. First he meets Luke Johnson, CEO and Co-Founder of Neat Capital on faster housing purchases before sitting down with CEO of Squirrel, Mutaz Qubbaj.

42min listen
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Fintech Insider

Bonus: Interview with Richard Davies TSB Design Competition

Sarah Kocianski had the opportunity to speak to Louise Smith, Chief Digital Officer at Lloyd's of London about digital transformation and the future of the famous underwriting rooms!

17min listen
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Blockchain Insider

35. Get Bits or Die Tryin' and Ripple Explain XRP

On today's show: Wallstreet sneaks up on crypto as Poloniex is taken over by Goldman-Sachs backed Circle, Nearly half of last year's ICO's have already failed and Venezuela go crypto crazy. We also bring you great interviews with Marcus Treacher, SVP of customer success at Ripple to address some of the confusion over XRP, and CoFounder of PayTechLaw Frank Müller.

56min listen
183
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Fintech Insider

183. Insights: FCA Takeover

In this episode Jason and Simon (but mostly Jason) take over the FCA, hosting a series of interviews across the FCA team, recorded live at their offices in Canary Wharf!

47min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen