
I hope I am not about to shatter anyone’s egos here but this is something that has puzzled me for a long time; Why are most innovative banks outside the UK? So what’s the deal? The UK is the center of the FinTech world, on most people’s listings. We have the regulator who supports innovation and we have a blossoming design and technology pool to pluck talent from. So why I ask are UK banks the “also rans” of European banking innovation fronts? How can this be the case?

Do you remember where you were when you first spotted that hot coral card in the queue at a coffee shop? For me, it was early 2016. A short while after they’d changed their name from ‘Mondo’ but still early enough to feel like I was an ‘early adopter’. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

11:FS CEO David M. Brear reached out to his followers on LinkedIn to ask for their thoughts on the following conundrum: what do you think the future operating model looks like for financial services and why?

Death. It's inevitable. It's also a financial nightmare most don't see coming. But what if you could save tens, if not hundreds of thousands of dollars during this grim process?

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

It’s all very quiet. Almost too quiet for my liking. The UK banking system is under more stresses and strains than it has ever faced, but yet it is seemingly business as usual for many. The time is now upon us. Fundamentally, the decisions banks make in the next 24 months and the changes they implement in the next five years will define the industry’s winners and losers—period.

On this week's episode, Sarah and David sit down with Dr. Louise Beaumont, Daniel Hegarty, and Adam Dodds to discuss the greatest and latest stories in fintech.

On today's show, Ross Gallagher takes a deep dive on Luxembourg. It's one of the most exciting fintech hubs in Europe, growing exponentially, that you've probably never heard of.

We have an incredible star-studded episode for you, with the release of After Dark VI, and of course a run down of the most interesting news in the space. Hosted in two cities, recorded 6 hours apart, and with a great deal of digital magic London brings you David M. Brear, Simon Taylor, and Sarah Kocianski are joined by: Marieke Flament, Simon Vans-Colina, and Daniel Hegarty. Next up from Atlanta, Sam Maule and Doug Bobenhouse are joined by three pairs of guests: Rob Frohwein and Shannon Johnson; Kathryn Petralia and Andrew Morris; rounding out the show we had Howard Bush and Ginger Schmeltzer.

In this episode Simon Taylor takes a look at what makes the UK a fintech hotspot. In association with Tech Nation we examine what's going on in fintech across the country that makes it so attractive to set up here.

In this episode Simon Taylor takes a look at fintech beyond the London bubble. In association with Tech Nation we examine what's going on in fintech across the country.

Live from the Arena stage at Money 20/20 Europe in Amsterdam, hosts David M. Brear, Simon Taylor, and Sam Maule are joined by Leda Glyptis, CIO at Qatar National Bank, Rob Frohwein, CEO of Kabbage, Sara Feenan, Business Development Manager at Clearmatics, Jeff Tijssen at 11:FS, Anna Irrera, Fintech Correspondent at Reuters and Peter Hazou, Director of Business Development at Microsoft.

Simon Vans-Colina visits us at 11:FS to reveal all about their new IFTTT integration

Blockchain Insider comes to you Live from Money20/20 this week! We also have awesome interviews with not one but two Brads: Brad Garlighouse, CEO of Ripple and Brad Zastrow Global Head of Business Development of the Dash Core.

Simon sits down with Suresh Vaghjiani, Managing Director of Global Processing Services to discuss how many fintechs are using their services, how they choose who to partner with and those card outages that happened at the end of 2017.

Simon and Sarah sit down with Petrit Berisha to talk about the latest in blockchain news.

David sits down with the Deputy Mayor of London, Rajesh Agrawal to discuss the future of fintech in London and what the city's financial industry needs to be doing to remain the financial capital of the world.

Simon sits down for a double dose of interviews this week. First he meets Luke Johnson, CEO and Co-Founder of Neat Capital on faster housing purchases before sitting down with CEO of Squirrel, Mutaz Qubbaj.

Sarah Kocianski had the opportunity to speak to Louise Smith, Chief Digital Officer at Lloyd's of London about digital transformation and the future of the famous underwriting rooms!

On today's show: Wallstreet sneaks up on crypto as Poloniex is taken over by Goldman-Sachs backed Circle, Nearly half of last year's ICO's have already failed and Venezuela go crypto crazy. We also bring you great interviews with Marcus Treacher, SVP of customer success at Ripple to address some of the confusion over XRP, and CoFounder of PayTechLaw Frank Müller.

In this episode Jason and Simon (but mostly Jason) take over the FCA, hosting a series of interviews across the FCA team, recorded live at their offices in Canary Wharf!
Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...


The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

