Europe

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Culture

Bank Innovation – Why are the most innovative banks outside the UK? Case Study: @HellenicBank

I hope I am not about to shatter anyone’s egos here but this is something that has puzzled me for a long time; Why are most innovative banks outside the UK? So what’s the deal? The UK is the center of the FinTech world, on most people’s listings. We have the regulator who supports innovation and we have a blossoming design and technology pool to pluck talent from. So why I ask are UK banks the “also rans” of European banking innovation fronts? How can this be the case?

5min read
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Nationwide's New App - A great example of how the little things add up.

Do you remember where you were when you first spotted that hot coral card in the queue at a coffee shop? For me, it was early 2016. A short while after they’d changed their name from ‘Mondo’ but still early enough to feel like I was an ‘early adopter’. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
Article
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Banking

How will Brexit impact banks and FinTech in the UK?

11:FS CEO David M. Brear reached out to his followers on LinkedIn to ask for their thoughts on the following conundrum: what do you think the future operating model looks like for financial services and why?

5min read
Article
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APIs

The Rebundling of UK Financial Services

Death. It's inevitable. It's also a financial nightmare most don't see coming. But what if you could save tens, if not hundreds of thousands of dollars during this grim process?

5min read
Article
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APIs

Why PSD II could be the final straw to bad leadership and unblocks internal resistance to real banking innovation finally

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

5min read
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Bank Boards Need to Wake Up. - 11FS

It’s all very quiet. Almost too quiet for my liking. The UK banking system is under more stresses and strains than it has ever faced, but yet it is seemingly business as usual for many. The time is now upon us. Fundamentally, the decisions banks make in the next 24 months and the changes they implement in the next five years will define the industry’s winners and losers—period.

5min read
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Fintech Insider

182. Interview: The FCA's exclusive announcement

In this episode, Jason Bates chats to Chris Woolard, Strategy and Competition Director about an exclusive announcement concerning their regulatory sandbox.

23min listen
180
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Fintech Insider

180. Interview: Mike Kelly, CEO - Curl

In this episode, Simon Taylor chats to Mike Kelly, CEO and founder of payments network, Curl.

32min listen
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Fintech Insider

171. Interview With Rishi Khosla, CEO of OakNorth

Today Jason Bates interviews OakNorth CEO Rishi Khosla, a leading challenger bank in the UK.

19min listen
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168. Interview: Tom Blomfield - CEO, Monzo

Simon Taylor interviews Tom Blomfield, the CEO of Monzo where they discuss the challenger bank's viral growth, PSD2 and it's roadmap for the future.

43min listen
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163. Interview: Toby Triebel, Wealthsimple

This week, Jason Bates speaks to Toby Triebel, CEO Europe, Wealth Simple.

21min listen
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157. Fintech Insider LIVE from OP's Beach Party in Helsinki

This week's special episode was recorded live from OP's Slush after-party in Helsinki, where Jason, Simon and Sam are joined by very special guests to bring you 3 shows in one: topical discussion, round table insights and very special interviews from a fantastic indoor beach party in midwinter...

1h07 listen
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Blockchain Insider

21. Bitcoin futures & ConsenSys London launch party

This week Simon and Colin bring you the best of the week's news, including LedgerX bitcoin futures options, crypto funding for movies plus some exclusive insights from ConsenSys' London launch party.

44min listen
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145. Insights - Transferwise Takeover

This week, we’re recording from the Transferwise office in Shoreditch Highstreet, a stone’s throw from our home in WeWork, Aldgate, to hear the Transferwise story.

41min listen
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119. Insights - NFI (Nordic Finance Innovation)

Coming up on today’s show we bring you the highlights from one of Nordic Finance Innovation's annual events.

1h12 listen
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111. Insights: Money20/20 Europe, Part 2

In this episode: We bring you the second roundup of  highlights from Money20/20 Europe in Copenhagen. We caught up with some […]

36min listen
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272. Insights: Money20/20 Europe, Part 1

In this episode: We bring you the highlights from last week’s amazing event at Money20/20 Europe in beautiful Copenhagen. We […]

57min listen
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271. News: LIVE from Money20/20 Europe

In this episode We bring you our first ever live podcast, recorded in front of a live audience at Money20/20 […]

49min listen
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268. News: It’s raining money in Durham

In this episode We have a whole host of hosts as David, Jason, Simon and Aden are joined by Mariano Belinky […]

1h09 listen
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267. Interview – Nathan Bostock, CEO Santander UK

In this episode Simon interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes […]

17min listen
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262. State of Fintech: Amsterdam

In this episode Jason and Simon catch up with ABN AMRO’s Freek de Steenwinkel & Roland Booijen, and Ali Niknam, […]

49min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen