
I hope I am not about to shatter anyone’s egos here but this is something that has puzzled me for a long time; Why are most innovative banks outside the UK? So what’s the deal? The UK is the center of the FinTech world, on most people’s listings. We have the regulator who supports innovation and we have a blossoming design and technology pool to pluck talent from. So why I ask are UK banks the “also rans” of European banking innovation fronts? How can this be the case?

Do you remember where you were when you first spotted that hot coral card in the queue at a coffee shop? For me, it was early 2016. A short while after they’d changed their name from ‘Mondo’ but still early enough to feel like I was an ‘early adopter’. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

11:FS CEO David M. Brear reached out to his followers on LinkedIn to ask for their thoughts on the following conundrum: what do you think the future operating model looks like for financial services and why?

Death. It's inevitable. It's also a financial nightmare most don't see coming. But what if you could save tens, if not hundreds of thousands of dollars during this grim process?

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

It’s all very quiet. Almost too quiet for my liking. The UK banking system is under more stresses and strains than it has ever faced, but yet it is seemingly business as usual for many. The time is now upon us. Fundamentally, the decisions banks make in the next 24 months and the changes they implement in the next five years will define the industry’s winners and losers—period.

In this episode, Jason Bates chats to Chris Woolard, Strategy and Competition Director about an exclusive announcement concerning their regulatory sandbox.

In this episode, Simon Taylor chats to Mike Kelly, CEO and founder of payments network, Curl.

Today Jason Bates interviews OakNorth CEO Rishi Khosla, a leading challenger bank in the UK.

Simon Taylor interviews Tom Blomfield, the CEO of Monzo where they discuss the challenger bank's viral growth, PSD2 and it's roadmap for the future.

This week, Jason Bates speaks to Toby Triebel, CEO Europe, Wealth Simple.

This week's special episode was recorded live from OP's Slush after-party in Helsinki, where Jason, Simon and Sam are joined by very special guests to bring you 3 shows in one: topical discussion, round table insights and very special interviews from a fantastic indoor beach party in midwinter...

This week Simon and Colin bring you the best of the week's news, including LedgerX bitcoin futures options, crypto funding for movies plus some exclusive insights from ConsenSys' London launch party.

This week, we’re recording from the Transferwise office in Shoreditch Highstreet, a stone’s throw from our home in WeWork, Aldgate, to hear the Transferwise story.

Coming up on today’s show we bring you the highlights from one of Nordic Finance Innovation's annual events.

In this episode: We bring you the second roundup of highlights from Money20/20 Europe in Copenhagen. We caught up with some […]

In this episode: We bring you the highlights from last week’s amazing event at Money20/20 Europe in beautiful Copenhagen. We […]

In this episode We bring you our first ever live podcast, recorded in front of a live audience at Money20/20 […]

In this episode We have a whole host of hosts as David, Jason, Simon and Aden are joined by Mariano Belinky […]

In this episode Simon interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes […]

In this episode Jason and Simon catch up with ABN AMRO’s Freek de Steenwinkel & Roland Booijen, and Ali Niknam, […]
Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...


The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

