Europe

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Podcast

Fintech Insider [Good] News: Fist bumps over the Atlantic

I joined the 11:FS media team back in June 2017 - a mere 96 podcast episodes into Fintech Insider’s 500 episode journey. It’s been incredible working on this show and being a part of its growth over the last three and a half years. From its humble beginnings, FI has evolved into something we could never have predicted, and I’m SO proud of it. We’ve grown our audience both internationally and at home thanks to our community of loyal listeners (you know who you are 🙏).

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Financial inclusion

Fintech for All: improving financial inclusion in the UK

This week we had great news from both sides of the Atlantic, lots of team ups and partnerships plus some of the sillier crypto stories we’ve seen Taking on all of this on the Fintech Insider News show along side host Simon Taylor were Megan Caywood, Chief Platform Officer at Starling; Edward Berks – Director of Banking, Fintech & Ecosystem at Xero, and our very own Ross Gallagher, Principal Consultant in our 11:FS Research Team. Listen here for the episode in full, stream it below or read on for additional insights.

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APIs

Undercover report: Why Open Banking APIs might be stifling competition in the UK

What’s the first thing that comes to mind when you hear ‘crypto’? Maybe you were one of the first to jump aboard the crypto train and believe it will be the cornerstone of our financial future, or maybe you think it’s all a sham and run a mile when you hear someone say “bitcoin”.

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Regulation

Chris Woolard, FCA: The regulation sandbox goes global

In an exclusive interview for Fintech Insider, Jason Bates speaks to Chris Woolard, Director of Strategy and Competition at the FCA, all about their recent paper and announcement about their plans to take the regulatory sandbox global.

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challenger banks

Always look on the bright side of Brexit

For Fintech Insider’s news show Jason, Simon and David are joined by 11:FS Research team’s Ross Gallagher, Capco’s Charlie Wood and Fluidly CEO Caroline Plumb, to take on the week’s stories including Brexit, open banking, Robinhood app, and PensionBee’s stand against Aegon. Listen in full here, stream below or read on for highlights.

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Podcast

Rishi Khosla, CEO - on OakNorth's deep roots and big ambitions

Guest author Natalia Moose shares her thoughts on how regulation is becoming friendlier towards the cloud following our recent report Why banks should be cloud based in association with nCino.

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APIs

Tom Blomfield on Monzo's 1000% growth and taking on the tech giants

Some thoughts crossing the mind of our own Simon Taylor; that if you’re interested in the subject of Blockchain you might want to consider:

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Payments

Cash is still (mostly) king in Eurozone

People have been predicting the death of cash for years. And depending on who you talk to, the future is either just around the corner or will never quite happen. A typical Swedish person (who makes three times the number of card transactions than the average of European) can probably imagine that future. But if you talk to anyone in Germany – a company with a historic affinity to cold hard cash – they might look at you funny.

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Podcast

Fintech Insider LIVE heads to Helsinki!

This week on Fintech Insider News David and Jason were joined by colleagues Pete Townsend and making his Fintech Insider debut, Ross Gallagher, from our Pulse and Research Team, to tackle the latest news from the last week. They were joined by regular guest Sarah Kocianski and Charlie Wood. Listen to the episode in full here or play and read below

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Organisational structures

1000 brilliant things are way better than 1000 average ones

I’ve blogged on some of the themes I’m going to cover below, but the story gets clearer and clearer in my head the more I blog about and talk about it, so this version may be a little clearer than some that have gone before.

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Banking

Lloyds Scrap Overdraft Fees - (our) 11 Reasons Why

Should I sell my cryptocurrency? Is all hope lost? Will Bitcoin die? If you were fast asleep, and then suddenly your bed accelerated at high speed, before going upside down and doing loops. You'd be pretty shocked, right? I mean, my dreams can be pretty out there at times but I mean like your actual bed moving like a rollercoaster.

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Nathan Bostock - CEO, Santander on embracing tech changes in banking

Time to budget for your next beach holiday (or city break if that’s what you’re into). To help, Nationwide’s launched a new ‘Savings Goals’ feature for its mobile banking app. It prompts customers to set a specific financial goal to reach at a particular date. Let’s take a look at this new feature, and see how it compares to Monzo’s ‘Savings Target.’

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Article
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APIs

What is PSD2 and what will it mean for customers?

Fintech Connect 2020 is just around the corner! It’s taking place online from the 30th November to the 4th December, with 8,000 attendees and more than 200 speakers already confirmed.

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Banking

The UK election: what's the result for banking and fintech?

With the industry evolving rapidly around us, there’s little room for anyone who isn’t able to change at pace. A six month old greenfield codebase will be brown before you know it. You must be able to move quickly.

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Culture

Barclays UK CEO On The Exciting Challenges of Today

From dreams of running a five-star hotel to the reality of running a five-star bank, Ashok Vaswani, the CEO of Barclays UK, speaks with Simon Taylor about culture, digital transformation challenges and opportunities, front line staff empowerment and how Simon might be able to buy a Lamborghini in the future.

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Fintech Insider

764. Insights: Can the UK avoid a mortgage market meltdown?

David M. Brear is joined by some great guests, from Digital Cat Consultancy, Mortgage Advice Bureau, and Sprive, to look at the current crisis facing the UK mortgage market and homeowners.

46min listen
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Fintech Insider

759. Insights: Will PSD3 really live up to the expectations? (Rewind)

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

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Fintech Insider

750. News: Andreessen Horowitz lands in London and HSBC rebrands Silicon Valley Bank UK

a16z to open first international office in London, HSBC builds innovation division from the bones of SVB UK, and Snoop Dogg launches NFT tour pass – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

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Fintech Insider

736. Focus: Will great UX keep European fintechs ahead of their competitors?

David M. Brear is joined by some great guests, from Visa, Spendesk, and Revolut, to talk about the UX revolution in European fintech.

47min listen
720
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Fintech Insider

720. News: UBS snaps up Credit Suisse, while Stripe breaks the down round stigma

UBS is buying Credit Suisse in bid to halt banking crisis, FCA warns payment firms over ‘unacceptable risk of harm to customers’, and Stripe now valued at $50B following $6.5B raise – Ross Gallagher and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

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Blockchain Insider

166. News: UK Treasury looking at stablecoin regulation - what's to come?

EL. EF. GEE. Today we bring you: UK Treasury to introduce stablecoin regulation within weeks, MakerDAO members vote on $100M DAI vault for bank, and the FBI adds missing Cryptoqueen, Ruja Ignatova, to top ten most wanted. All this and much more on today's Blockchain Insider!

53min listen
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Under the Hood

2. How is the payments space being disrupted?

Welcome back to Under the Hood, a brand new podcast from 11:FS and Synapse! We are lifting the lid on banking technology - and in today's episode, we're going deep into the payments space, joined by Nick Ogden, founder of Worldpay, Clearbank and now RTGS global, and Craig Lewis, founder and CEO of Gig Wage.

44min listen
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Insurtech Insider

84. What does it cost to cancel Glastonbury?

Sarah Kocianski and Nigel Walsh are joined by two great guests to talk about events insurance. After a year of cancelled events worldwide, we wanted to discuss what those widespread cancellations have meant for both insurers, and the insured.

52min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen