Global

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Blockchain

Open Source: Token Best Practice

Organisation design is essential in building a strong working culture. Getting it wrong can cause a domino effect of problems and inefficiencies across a business.

5min read
Article
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AI

AI in banking is all about risk management

It is the nature of finance that, at its core, is risk.

5min read
Article
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Podcast

Rod Drury on Xero's origin story, new partnerships & Xerocon

Here at 11:FS we’re big on transparency and letting you know what’s going on in our company. We’ve recently made a huge hire to be our COO and we couldn’t be more excited about it.

5min read
Article
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Blockchain

A global currency is coming, whether you like it or not

I was at a big bank’s conference the other day and was intrigued at how often the subject of cryptocurrencies and bitcoin came up.

5min read
Article
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Banking

Top 11 mobile banking features that your customers will love

Of course, these are our top 3 blogs of 2018. We took a look at the data, talked amongst ourselves about which ones we liked best and came up with the best blogs we’ve put out this year.

5min read
Article
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APIs

Don’t be too blasé about people loving Fintech

Disclaimer: Yes the piece is entirely structured around the lyrics of a Pulp song. Yes, we take requests.

5min read
Article
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Blockchain

Lessons from the Ice-Block King, Part II

I do not profess to be, as way too many in the tech industry do today, a blockchain guru or subject matter expert. I leave that designation to 11:FS co-founder Simon Taylor. Simon is the MacGyver of the blockchain community. Give him a stapler, a can of Bud Lite, Duct Tape, and a flashlight, and he will somehow concoct a DLT smart contract solution for a client. A solution that can actually be delivered and that addresses a real business case.

5min read
Article
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Blockchain

Block.one on EOS, token sales and decentralisation

Simon Taylor interviewed block.one CEO and CTO Brendan Blumer and Daniel Larimer at Blockchain Live, to find out more about what block.one does and their new project, EOS that achieved $50omillion in fundraising.

5min read
Article
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Podcast

Stephen Barclay, MP, on UK fintech, Brexit and how fintech can help governments

One of the biggest challenges when building new digital financial services is creating a winning feature set. Spending categorisation, budgeting tools, carbon footprint-tracking — these features are everywhere in the financial services apps that we use every day.

5min read
Article
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Fintech Insider

Notes from a fintech tourist

Sarah Kocianski sits down with the CEO of Oakam, Frederic Nze to talk about financial inclusion, tackling financial exclusion, the alternative to doorstep lending, and the underbanked.Listen to the full interview here or click play below, otherwise read on for a quick take on what was said.

5min read
Article
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Podcast

Flux Founders on Digital receipting and Fintech partnerships

In a beautiful flat on the edge of San Francisco’s sun-kissed Inner Sunset neighbourhood, the inimitable Sam Maule invited a plethora of fintech experts over for dinner. Across two evenings in the run up to our After Dark San Francisco show, Sam serves up chilli, tacos, and foodie fintech insights. You can listen to them here and here. Disclaimer: The food was actually cooked by Ollie Judge, Head of Media at 11:FS.

5min read
Article
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Mobile banking

11 Mobile Trends That Will Delight Your Customers

At 11:FS, we spend a lot of time looking at next-generation mobile trends and technology. Every now and again we come across a product or feature that just blows us away. It can be as simple as a smart integration with another product or as complicated as a whole app that’s powered by bleeding edge technology.

5min read
Article
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Banking

Want to see the best digital banking experiences on the market?

“Thank you to the Academy…” Sure. Classic Oscar speech energy.But do you know what hits harder than a polite golf clap from a panel of judges? Winning when your actual customers vote. And that’s what happened at the 2025 British Bank Awards, where 11:FS was named Consultancy of the Year. Again! 2019. 2020. 2021. 2023. And now 2025.

5min read
Article
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Banking

The digital transformation journey

In her latest column for Forbes, 11:FS Head of Research Sarah Kocianski examines the new set of authentication procedures and how they are being implemented by UK banks.

5min read
Article
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Blockchain

Lessons from the Ice-Block King, Part One

11:FS are pleased to announce that Lisa Gansky joined us as a Non-Executive Director, on 3rd July 2017.

5min read
280
podcast
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Fintech Insider

280. Insights: US financial health

On this week's episode, we've got a great deep dive on the state of financial inclusion in the USA. Sam spoke to some fantastic industry experts working to tackle financial inclusion and financial health in the US, in all its capacities from regulation to credit scores and everything in between.

35min listen
77
podcast
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Blockchain Insider

77. Custody is Everything

We. Are. Here. Simon's joined by our great guests, Teana Baker-Taylor and John Detrixhe to discuss the latest and greatest news in blockchain.

1h03 listen
279
podcast
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Fintech Insider

279. News: It only works if you're alive

On this week's episode, Simon and Leda sit down with Livia Benisty and Ryan Edwards-Pritchard to discuss the latest and greatest news in fintech.

1h09 listen
278
podcast
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Fintech Insider

278. Fintech Insider: Live - Payments (F)innovation

David and Sarah bring you this special edition of Fintech Insider Live, recorded live at OP's Slush After Party at Pasilan Veturitallit, Helsinki. We have some of the best guests in the space and plenty of bad puns to keep you entertained.

48min listen
76
podcast
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Blockchain Insider

76. Vitalik Buterin

We. Are. Here. Simon and Colin are with one of the biggest names in the crypto world, Vitalik Buterin, to talk to him all about Ethereum and potential enterprise applications.

53min listen
podcast
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Fintech Insider

Bonus Sneak Peek: Vitalik Buterin, Founder of Ethereum

On this special bonus episode, Fintech Insider OG and Exec Producer Laura Watkins speaks to the people behind the podcast to find out how the show is made, and look back to some of the best bits from the past year.

2min listen
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Insurtech Insider

Insurtech Insider Episode 30: The Sexy Side of Insurance

On the latest episode of Insurtech Insider, David and Nigel sit down with Edel Ryan and James Burrows.

43min listen
277
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Fintech Insider

277. News: Sons of Breaches

On this week's episode, Simon and Ryan sit down with Menno van Leeuwen, Guy Stiebel and Paul Stamper to discuss the latest and greatest news in fintech.

1h02 listen
276
podcast
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Fintech Insider

276. Insights. Regtech: where innovation meets compliance

Sarah's hosting a great roundtable with some of the best experts on regtech to find out what matters most in the space and how technology is changing regulation.

53min listen
75
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75. Breaks the laws of the universe

We. Are. Here. Simon's joined by our great guest Anthony Macey to discuss the latest and greatest news in blockchain.

37min listen
275
podcast
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Fintech Insider

275. News: Ritual Humiliation

On this week's episode, Sarah and Simon sit down with Emily Nicolle, Valentina Kristensen and Sophie Winwood to discuss the latest and greatest news in fintech.

59min listen
274
podcast
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Fintech Insider

274. Insights: Open Banking - a never ending story?

Sarah's hosting a great roundtable with some of the people at the heart of Open Banking to find out what's been going on in the space since its launch in January 2018.

51min listen
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podcast
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74. Enterprise-grade toddlers

We. Are. Here. Simon's joined by Sara to discuss the latest and greatest news in blockchain.

33min listen
29
podcast
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Insurtech Insider

Insurtech Insider Episode 29: Partnerships

On the latest episode of Insurtech Insider, Sarah and Nigel sit down with Arslan Hannani and Tim Attia to discuss insurtechs and incumbents partnering together.

51min listen
273
podcast
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Fintech Insider

273. News: The zombie account scenario

On this week's episode, Simon and Leda sit down with Dave Cunningham and Ryan Weeks to discuss the latest and greatest news in fintech.

1h14 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen