Global

Article
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Interviews

Not making up the numbers: An interview w. Anthony Thomson, 86 400

Why is China so far ahead on fintech? Guest author Richard Davies went to China earlier this year to see for himself. These are his findings:

5min read
Article
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Culture

Leda Writes for Fintech Futures: Banking for humanity

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she turns her attention to holding your breath, repetitive messages and the end of the world.

5min read
Article
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APAC

Deniz Güven: Brave New Bank

Born and raised in a small town in central India, Deputy Mayor for Business in London, Rajesh Agrawal, moved to London in 2001 at 24. He arrived at Heathrow with £200 in his pocket and without knowing a soul. But he still felt at home in London, citing that feeling as one of the best things about the city. Rajesh set up his own business in international payments before the term fintech even existed and now he’s working to help other fintech entrepreneurs succeed in London. Listen to our CEO, David M. Brear interview him here or click play below.

5min read
Article
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Financial inclusion

Money and Mental Health: What more can we do?

Sharing our stories, our challenges, and the things that truly matter to us. Today we talk to Jamie Clements from the 11:FS Pulse team to discuss mental health, opening up and what led him to creating a podcast about these complex issues.

5min read
Article
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Innovation

Why are mortgages broken and confusing?

It’s no secret that mortgages are a broken process. Research by Habito revealed that 62% of those who go through the process felt stressed out. And from personal experience, I can tell you that remortgaging is a hugely difficult and opaque process. How can this be the case in 2019?

5min read
Article
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Open Banking

Leda Writes for Fintech Futures: Open Banking in a brave new world

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she turns her attention to legacy and core banking.

5min read
Article
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digital transformation

Why big banks are creating challengers: Leaving a legacy

Incumbent banks’ approach to becoming modern digital beasts is like a 60-year-old athlete trying to compete in the Olympics.

5min read
Article
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digital transformation

Leda Writes for Fintech Futures: You can’t always get what you want

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she turns her attention to the interminable nature of meetings.

5min read
Article
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digital transformation

Hold the front page

2020 has been a funny old year on many fronts so far, hasn't it? Over the last few months something interesting has happened for 11:FS, as myself and my co-founders, Jason, Ross and Simon explain.

5min read
Article
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Culture

Leda Writes for Fintech Futures: On feedback and what to do with it

Each week, Leda Glyptis, CEO of 11:FS Foundry, creates #LedaWrites. This week it’s all about work, finding a mission and falling in love with the job every single time.

5min read
Article
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Design

Easter eggs and delivering delight

eBay announced recently that it would begin offering merchants access to credit in partnership with Square Capital as of Q3 2018. eBay sellers will be able to apply for loans from $500 to $100,000. Square is facilitating the process, which can be done entirely digitally and sees successful applicants receive funds in as little as 24 hours. The partnership is interesting for two main reasons — it signals a deepening commitment from eBay to providing financial products and the joint offering marks another powerful entrant to the SMB lending space.

5min read
Article
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Banking

Why big banks are doing challengers: Brand Permission and why it matters

The whydunit is an increasingly popular narrative. More often than not the motives behind a decision are more interesting than the decision itself, so I’ve taken a look at the motives behind big banks and their fixation with challengers.

5min read
Article
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Podcast

Past success guarantees nothing: Benoit Legrand, CIO of ING

It’s time to accept that digitisation is not going to create the step change needed. Banks need to realise the benefits of being born digital and the boost to services it provides.

5min read
Article
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Banking

Leda Writes for Fintech Futures: Getting bad news is a good thing

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she ponders the difficulties of learning to unlearn.

5min read
Article
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Design

How to use behavioural design brilliantly

What does it take for a company to grow? Flexible, adaptive people support. Our Senior HR Business Partner Anisa Aksar tells us how 11:FS thinks about HR hypergrowth.

5min read
719
podcast
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Fintech Insider

719. Insights: Is FinOps the key to ride out the economic storm?

David M. Brear is joined by some great guests, from 11:FS, Google, and Weavr, to discuss how cloud services and FinOps as a practice can help financial services in these economically difficult times.

49min listen
183
podcast
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Blockchain Insider

183.Insights: What is the current state of crypto, and what is fostering adoption?

EL. EF. GEE. Today we bring you: a closer look at the global state of crypto, exploring how the past few years have shaped this sector, what developments are currently fostering adoption, and as always - what we hope to see in the near future!. All this and much more on today's Blockchain Insider!

47min listen
718
podcast
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Fintech Insider

718. News: The ultimate Silicon Valley Bank explainer

Silicon Valley Bank closed by regulators, HSBC buys Silicon Valley Bank's UK unit for £1, and Succession's Logan Roy comes to the London Stock Exchange – Kate Moody and Benjamin Ensor are joined by some great guests, from Innovate Finance and Fintech Takes, to talk about the most interesting stories in financial services over the last 7 days.

58min listen
podcast
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Blockchain Insider

Bonus: Why should governments embrace new payment technologies?

EL. EF. GEE. Today, Mauricio Magaldi joins David M. Brear and some great guests, from Chamber of Progress and the House of Lords, for this Fintech insider and Blockchain Insider crossover episode!

44min listen
717
podcast
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Fintech Insider

717. Insights: Why should governments embrace new payment technologies?

David M. Brear and Mauricio Magaldi are joined by some great guests, from Chamber of Progress and the House of Lords, for this Fintech insider and Blockchain Insider crossover episode!

44min listen
715
podcast
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Fintech Insider

715. News: Abound raises $601m for AI lending and Griffin levels up with banking licence

Abound raises to supercharge AI-powered consumer lending, BaaS platform Griffin secures UK banking licence with restrictions , and people are posting their failed Monzo applications on TikTok –Ross Gallagher and David Barton-Grimley are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h04 listen
714
podcast
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Fintech Insider

714. Insights: Has financial services only been built for half the population?

Kate Moody is joined by some great guests, from Dawn Capital, JP Morgan Chase, and Your Juno, to discuss if financial services is currently doing enough for women.

40min listen
182
podcast
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Blockchain Insider

182. News: SEC crypto blitz, Coinbase launches L2 "Base" and Spotify is dipping its toes in NFTs

EL. EF. GEE. Today we bring you: SEC lawsuit against Paxos over BUSD baffles crypto community, Coinbase launches L2 "Base", and Spotify is testing token-enabled music playlists. All this and much more on today's Blockchain Insider!

52min listen
713
podcast
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Fintech Insider

713. News: JP Morgan bans ChatGPT, while female founders are on the rise

Natwest’s Rose Review reveals record new firms founded by women, JP Morgan bans ChatGPT, and should you tip your landlord? – Benjamin Ensor is joined by some great guests, from Anthemis, Brite Payment, and Seccl, to talk about the most interesting stories in financial services over the last 7 days.

1h listen
709
podcast
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Fintech Insider

709. Insights: How does financial services make it all about the customer?

Kate Moody is joined by some great guests, from 11:FS, Ramp, and Citi's DX10, to talk about how crucial customer centric design is to building better financial services.

50min listen
708
podcast
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Fintech Insider

708. News: Is Buy Now Pay Later regulation finally happening?

US fintech unicorn Alloy launches in the UK, Britain sets out legislation to regulate buy-now-pay-later credit, and CIBC encourages couples to talk about their finances this Valentine's Day – Benjamin Ensor and Amy Gavin are joined by some great guests, from Alloy, Klarna, and BetaKit, to talk about the most interesting stories in financial services over the last seven days.

1h listen
707
podcast
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Fintech Insider

707. Insights: Would you buy a home through a Super App?

David Barton-Grimley is joined by some great guests, from Pine, Proportunity, and Digital Cat Consultancy, to discuss the current struggles for first-time homebuyers and whether a Super App could ease the whole experience.

42min listen
703
podcast
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Fintech Insider

703. News: UK Government pulls plug on Tech Nation while Stripe sets deadline for IPO

Ross Gallagher and Kate Moody are joined by some great guests, from Atom Bank and Fintech Finance, to talk about the most interesting stories in financial services over the last 7 days, including: Tech Nation’s shutdown sparks fears for UK fintech, Stripe tells employees it will decide on an IPO within the next year, and 6-year-old boy spends $1k on Grubhub.

1h03 listen
696
podcast
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Fintech Insider

696. Focus: Can Open Finance ever be truly global?

David M. Brear is joined by Visa's Dan Roesbery - as well as guests from Wise and MX - for the inaugural episode of Fintech Insider Focus!

39min listen
podcast
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Fintech Insider

Bonus: Disrupting the corporate and consumer divide, with Pagaya's Ashok Vaswani

L.F.G. Mauricio and Catherine bring you a fantastic conversation looking at what it means to be a digital creator today and the global community it creates, with two amazing digital creators taking part in the global Visa Creator Program. All this and much more on today's Blockchain Insider!

31min listen
Video
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Decoding

What are fintechs? - Decoding: Banks

Ever wanted to know what’s going on behind the scenes every time we make a payment?

12min watch
Video
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Decoding

How does banking regulation work? - Decoding: Banks

Regulation is essential. It stops banks from going bust or behaving badly.

12min watch
Video
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Decoding

How has software evolution influenced banking? - Decoding: Banks

The invention of the computer revolutionised banking in the 1950s.

11min watch
Video
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Lending

How does lending work? - Decoding: Banks

Lending has been around for thousands of years and is one of the cornerstones of banking.

11min watch
Video
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Decoding

How can traditional banks win on the banking battlefield? - Decoding: Banks

They're down, but they're not certainly not out.

15min watch
Video
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Decoding

How do card networks operate? - Decoding: Banks

Mastercard and Visa are the two biggest credit card networks in the world.

13min watch
Video
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Decoding

How has the banking battlefield evolved? - Decoding: Banks

We kick off our Decoding: Banks series with a look at the banking landscape today and how we got here.

13min watch
Video
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11:FS Explores: Legacy banking systems ft. David M. Brear

David M. Brear, our 11:FS CEO, takes us through legacy technology within banks - but of course, with a really cool Lightboard.

7min watch
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Minimum Lovable Brand | 11:FS Explores

5min watch
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Fintech Marketing Podcast Season 2 Preview

Fintech Marketing Podcast Season 2: Coming soon

4min watch
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen