Global

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Financial inclusion

Gates Foundation Interview - What Banks Can Learn from the Frontline of Financial Inclusion

Over the past twelve months, we’ve been seriously busy here at 11:FS. Now we’re announcing arguably the most exciting project we’ve ever taken on.

5min read
Article
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Banking

"My Bank Already Has An App!"

That’s what 11:FS bank building guru Jason hears when he tells people that he’s just spent the last two years building a new digital bank, and they’re right!

5min read
Article
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Blockchain

Top 10 Things To Know About Blockchain This Week

The Pulse team spends their time trawling through the world of banks and fintech apps, sorting the good from the bad so you don’t have to.

5min read
Article
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Blockchain

Why Should a Central Bank Issue a Digital Currency?

In this blog post Simon Taylor explores the concept of a Central Bank Digital Currency and why you would want a DLT (or “Blockchain”) like architecture for such a system.

5min read
Article
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Banking

BaaP (Banking as a Platform) Part 2 - How could banks develop their platform levers?

If you missed Part 1 of this 2 part piece then you can catch it here and catch up with the rest of the class: BaaP (Banking as a Platform) Part 1 – Why haven’t we seen a banking platform play?

5min read
Article
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Jurassic Bank – Why banks will have to go the way of the dinosaurs

The landscape for fintech and banking is evolving more rapidly than ever, and in case you weren’t aware, there’s a war going on for your customers. With challengers attacking from left, right, and centre, it’s never been more important to stay on top of the latest and greatest UX innovation. Pssst – click here to go straight to the goods and request a demo of 11:FS Pulse.

5min read
Article
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Banking

BaaP Part 1 - Exploring Banking as a Platform (BaaP) Model

The opportunity to change the way we deliver financial services is changing as new channels, products and partnerships are being explored. Banking as a Platform (BaaP) is one of the alternatives.By me, David M. Brear, CEO and Co Founder at 11:FS and Pascal Bouvier, Venture Partner at Santander InnoVentures

5min read
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2016 Predictions - Expert FinTech panel predicts the biggest winners and losers in 2016 banking. - 11FS

While 2015 was just awesome on nearly all fronts, I think the close of the year has left us with a cliff hanger that George RR Martin would be rather proud of. For the curious among you, the question remains what’s next? What will 2016 bring? Across the actors and audiences, we feel there are the 9 questions we need to answer to be able to gauge who the winners and losers in 2016 banking will be. To get to the bottom of these questions, we have given our opinion, have asked a panel for their inputs and have asked a few expert friends of Think Different Group also for theirs.

5min read
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AI in Banking: We got it wrong. Bank customers should be talking to a something not a someone. - 11FS

“Hey Siri – Are you the bank of the future?”… “No comment, David” – Sometimes when someone says no comment that means no but when the thing saying it is a computer assistant then “no comment” means someone has taken the time to think about it and decide upon a snarky comment rather than nothing at all! For years AI has been a good idea without real world application or the processing power, connectivity or interface intelligence to maximize the opportunity. In the last 6 months, and ever increasingly, those restrictions are being removed unlocking huge potential.

5min read
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What Differentiates Banking and Fintech? - 11FS

We asked some of the 11:Mamas what they think we do. Here's how that went.

5min read
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Banking’s 38mm and 42mm ‘Branch of the Future’ - 11FS

As consumers order the new Apple Watch, could this eventually be the missing piece of banking’s ‘branch of the future’? With secure digital payments, facilitated through the iPhone and Apple Watch, is this the potential game changer everyone has been waiting for? This article was first published on the Financial Brand in April 2015.

5min read
Article
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Culture

Career Bankers Are The Industry’s Biggest Threat?

Legacy banking organizations are filled with career bankers who are set in their ways and naturally resist change. These managers can stifle the creativity and innovative spirit of others, impacting the ability for the organization to make needed transitions and remain competitive. What type of banker are you? Banks have been talking about a legacy holding them back for decades, but usually this discussion revolves around IT, core banking systems, distribution channels and traditional operation processes. This article was first published on the Financial Brand in July 2015.

5min read
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podcast
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Insurtech Insider

Insurtech Insider Episode 26: More news you need to know

On the latest episode of Insurtech Insider, Sarah and Nigel sit down with Dylan Bourguignon, shaking up our usual topic-based format we take a look at all the insurtech news that's happened in the past week.

35min listen
261
podcast
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Fintech Insider

261. News: Reinventing retail

On this week's episode, Simon and Ross sit down with Bill Gajda and Sian Lewin to discuss the latest and greatest news in fintech.

1h05 listen
260
podcast
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Fintech Insider

260. Insights: Product Design in fintech and banking

On today’s show, our host Jason Bates is going to take a bit of a deep dive into the world of product design for digital products in fintech and banking. We're using the classic double diamond of design to explain just what matters most in designing products and how to deliver products that matter to customers.

46min listen
67
podcast
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Blockchain Insider

67. The CEO of Binance is [so] hot right now

We. Are. Here. Simon's joined by three great guests: Joon Ian Wong, Claire Wells and Aman Kohli to discuss the latest and greatest news in blockchain.

56min listen
259
podcast
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Fintech Insider

259. News: We are the news

On this week's episode, Simon and Ross sit down with Nina Mohanty, Lianna Brinded and Lesley-Ann Vaughan to discuss the latest and greatest news in fintech.

1h12 listen
258
podcast
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Fintech Insider

258. Insights: Healthtech

On today's show, David and Simon are with a great roundtable of health experts to take a look at what's happening in Healthtech.

50min listen
66
podcast
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Blockchain Insider

66. Blockchain Live: Interviews (featuring Blockchain.com & Chorum)

We. Are. Here. Live from Olympia London at Blockchain Live! We were actually there last week. But we interviewed so many great people we're releasing a bumper episode filled with great insights. We interview Garrick Hileman and Xen Baynham-Herd from Blockchain as well as many more great guests.

1h listen
25
podcast
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Insurtech Insider

Insurtech Insider Episode 25: Art Insurance

On the latest episode of Insurtech Insider, Sarah sits down with James Garthwaite and Luke Mullett to discuss all things Art Insurance.

32min listen
65
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Blockchain Insider

65. Blockchain Live

We. Are. Here. Live from Olympia London at Blockchain Live! Simon and Colin are joined by a great guest, Teana Baker-Taylor to discuss the latest and greatest news in blockchain in front of a great live audience. We also have an exclusive interview with Dan and Brendan from Block.one.

43min listen
256
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Fintech Insider

256. Insights: PensionBee takeover

On this special episode, we're buzzing to be taken over by PensionBee. At their offices on Southwark street, we're with some of the top tier of PensionBee's team to bring you an insight into pensions.

44min listen
255
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Fintech Insider

255. News: Really great at charts

On this week's episode, David, Sam and Simon are sit down with Ahmed Zaidi and Kathryn Harris to discuss the latest and greatest news in fintech.

1h13 listen
254
podcast
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Fintech Insider

254. Interviews: Shamir Karkal, Co-Founder of Simple Bank

Sarah Kocianski interviews Co-Founder of Simple Bank, Shamir Karkal. They take a look at what it means to create a product that actually helps customers achieve their goals.

35min listen
24
podcast
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Insurtech Insider

Insurtech Insider Episode 24: The news you need to know

On the latest episode of Insurtech Insider, Sarah and David sit down with Lea Nonninger and James York, shaking up our usual topic-based format we take a look at all the Insurtech news that's happened in the past week.

41min listen
podcast
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Blockchain Insider

Bonus: Interview with Richard Brown and Mike Hearn at CordaCon

Today we’re bringing you a special bonus episode of Fintech Insider. Ross sits down with Richard Davies, Commercial Director, TSB to discuss their new design competition. Collaborating with 11:FS, the competition aims to bring in more innovative tools for small businesses to thrive.

39min listen
252
podcast
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Fintech Insider

252. Insights: Islamic Fintech

On today's show, Sarah Kocianski is with a great roundtable of guests to celebrate Islamic Finance week and drill down on what Islamic Fintech really is.

33min listen
Video
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Decoding

What are fintechs? - Decoding: Banks

Ever wanted to know what’s going on behind the scenes every time we make a payment?

12min watch
Video
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Decoding

How does banking regulation work? - Decoding: Banks

Regulation is essential. It stops banks from going bust or behaving badly.

12min watch
Video
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Decoding

How has software evolution influenced banking? - Decoding: Banks

The invention of the computer revolutionised banking in the 1950s.

11min watch
Video
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Lending

How does lending work? - Decoding: Banks

Lending has been around for thousands of years and is one of the cornerstones of banking.

11min watch
Video
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Decoding

How can traditional banks win on the banking battlefield? - Decoding: Banks

They're down, but they're not certainly not out.

15min watch
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Decoding

How do card networks operate? - Decoding: Banks

Mastercard and Visa are the two biggest credit card networks in the world.

13min watch
Video
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Decoding

How has the banking battlefield evolved? - Decoding: Banks

We kick off our Decoding: Banks series with a look at the banking landscape today and how we got here.

13min watch
Video
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11:FS Explores: Legacy banking systems ft. David M. Brear

David M. Brear, our 11:FS CEO, takes us through legacy technology within banks - but of course, with a really cool Lightboard.

7min watch
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Minimum Lovable Brand | 11:FS Explores

5min watch
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Fintech Marketing Podcast Season 2 Preview

Fintech Marketing Podcast Season 2: Coming soon

4min watch
Video
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Open finance

Fintech Insider Presents: After Dark - Open Finance: fact or fantasy?

After Dark - Open Finance: fact or fantasy?

90min watch
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen