Global

Article
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Banking

The Death of Omnichannel Banking

Lately I’ve noticed a few banks and fintechs wanting to “get started designing screens right away”. It seems great, but building the wrong thing is worse than building nothing at all.

5min read
Article
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APIs

FinTech Legend Leda Glyptis: If You Choose Who You Are, What You Do Will Follow

Over the past eight years, as a fintech founder who happens to be gay, I’ve met with 100+ corporate and institutional investors around the world.

5min read
Article
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AI

Xero: Giving 800,000 Business Owners Their Lives Back

Gary Turner is Co-Founder and Managing Director of Xero, which Forbes described as the “World’s Most Innovative Growth Company.” Xero provides small- to medium-sized businesses (SMBs or SMEs) with ‘beautiful’ online accounting software. Gary helped take Xero from a 3-person startup to a company that will have £150 million in revenue this year.

5min read
Article
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Banking

Swish: 3 Takeaways for Every Bank

How do we stay ahead of fraud and financial crime without compromising the speed, ease, and trust that make instant payments so compelling? In this article, Mastercard's Bryan Sharkey explores it all.

5min read
Article
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Banking

Digital Wealth Management: It’s All about the Offense

When people start explaining how technology can be used to modernise financial services their language instantly becomes fraught with acronyms, buzzwords, and idioms that can make little sense to those both inside, and especially, outside the industry.We have a hunch sometimes people do this to appear smart but we need to do more research!

5min read
Article
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Culture

‘Nicest Guy in Fintech’ on 'Golden Age of Finance'

Sam Maule, Director of Digital & Fintech at NTT DATA Americas, talks to us about how a kid from Detroit became a fintech leader, his new podcast, femtech, and Silicon Valley’s rude awakening.

5min read
Article
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11:FS Pulse

Going Native: Force Touch, Siri, and Messages Payments

Goldman Sachs broke the fintechnet this week when it launched its developer portal, intentionally allowing companies to ‘embed finance’ within their organisation using their Banking as a Service (BaaS) offering. Hari Moorthy, Goldman’s Global Head of Transaction Banking, referred to it as “the financial cloud for corporates.” Cue a flurry of emails inside every large bank from CEOs wondering how seriously they should take this. Take it seriously. Take it very seriously.

5min read
Article
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Blockchain

It’s Blockchain, Not Bitcoin, That’s Relevant to Finance

Let’s start by calling Buy Now Pay Later (BNPL) what it is - debt. Debt, of course, has many faces. But ‘credit, pay in instalments, pay nothing today, etc.’ are all just debt. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
Article
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Financial inclusion

Gates Foundation Interview - What Banks Can Learn from the Frontline of Financial Inclusion

Over the past twelve months, we’ve been seriously busy here at 11:FS. Now we’re announcing arguably the most exciting project we’ve ever taken on.

5min read
Article
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Banking

"My Bank Already Has An App!"

That’s what 11:FS bank building guru Jason hears when he tells people that he’s just spent the last two years building a new digital bank, and they’re right!

5min read
Article
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Blockchain

Top 10 Things To Know About Blockchain This Week

The Pulse team spends their time trawling through the world of banks and fintech apps, sorting the good from the bad so you don’t have to.

5min read
Article
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Blockchain

Why Should a Central Bank Issue a Digital Currency?

In this blog post Simon Taylor explores the concept of a Central Bank Digital Currency and why you would want a DLT (or “Blockchain”) like architecture for such a system.

5min read
Article
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Banking

BaaP (Banking as a Platform) Part 2 - How could banks develop their platform levers?

If you missed Part 1 of this 2 part piece then you can catch it here and catch up with the rest of the class: BaaP (Banking as a Platform) Part 1 – Why haven’t we seen a banking platform play?

5min read
Article
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Jurassic Bank – Why banks will have to go the way of the dinosaurs

The landscape for fintech and banking is evolving more rapidly than ever, and in case you weren’t aware, there’s a war going on for your customers. With challengers attacking from left, right, and centre, it’s never been more important to stay on top of the latest and greatest UX innovation. Pssst – click here to go straight to the goods and request a demo of 11:FS Pulse.

5min read
Article
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Banking

BaaP Part 1 - Exploring Banking as a Platform (BaaP) Model

The opportunity to change the way we deliver financial services is changing as new channels, products and partnerships are being explored. Banking as a Platform (BaaP) is one of the alternatives.By me, David M. Brear, CEO and Co Founder at 11:FS and Pascal Bouvier, Venture Partner at Santander InnoVentures

5min read
263
podcast
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Fintech Insider

263. News: Digital all the way down

On this week's episode, David and Simon sit down with James Hurley and Kirsty Grant to discuss the latest and greatest news in fintech.

1h15 listen
262
podcast
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Fintech Insider

262. Insights: Live from BBVA Open Summit!

On today's show, we're live at the BBVA Open Summit in Madrid. Simon Taylor takes a look at ecosystems, platforms and marketplaces in relation to the new digital transformation.

33min listen
68
podcast
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Blockchain Insider

68. Tether the unstable coin plus a fireside chat with Blythe Masters

We. Are. Here. Simon and Sara are joined by our great guest Hugh Karp, to discuss the latest and greatest news in blockchain.

1h listen
26
podcast
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Insurtech Insider

Insurtech Insider Episode 26: More news you need to know

On the latest episode of Insurtech Insider, Sarah and Nigel sit down with Dylan Bourguignon, shaking up our usual topic-based format we take a look at all the insurtech news that's happened in the past week.

35min listen
261
podcast
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Fintech Insider

261. News: Reinventing retail

On this week's episode, Simon and Ross sit down with Bill Gajda and Sian Lewin to discuss the latest and greatest news in fintech.

1h05 listen
260
podcast
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Fintech Insider

260. Insights: Product Design in fintech and banking

On today’s show, our host Jason Bates is going to take a bit of a deep dive into the world of product design for digital products in fintech and banking. We're using the classic double diamond of design to explain just what matters most in designing products and how to deliver products that matter to customers.

46min listen
67
podcast
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Blockchain Insider

67. The CEO of Binance is [so] hot right now

We. Are. Here. Simon's joined by three great guests: Joon Ian Wong, Claire Wells and Aman Kohli to discuss the latest and greatest news in blockchain.

56min listen
259
podcast
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Fintech Insider

259. News: We are the news

On this week's episode, Simon and Ross sit down with Nina Mohanty, Lianna Brinded and Lesley-Ann Vaughan to discuss the latest and greatest news in fintech.

1h12 listen
258
podcast
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Fintech Insider

258. Insights: Healthtech

On today's show, David and Simon are with a great roundtable of health experts to take a look at what's happening in Healthtech.

50min listen
66
podcast
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Blockchain Insider

66. Blockchain Live: Interviews (featuring Blockchain.com & Chorum)

We. Are. Here. Live from Olympia London at Blockchain Live! We were actually there last week. But we interviewed so many great people we're releasing a bumper episode filled with great insights. We interview Garrick Hileman and Xen Baynham-Herd from Blockchain as well as many more great guests.

1h listen
25
podcast
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Insurtech Insider

Insurtech Insider Episode 25: Art Insurance

On the latest episode of Insurtech Insider, Sarah sits down with James Garthwaite and Luke Mullett to discuss all things Art Insurance.

32min listen
65
podcast
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Blockchain Insider

65. Blockchain Live

We. Are. Here. Live from Olympia London at Blockchain Live! Simon and Colin are joined by a great guest, Teana Baker-Taylor to discuss the latest and greatest news in blockchain in front of a great live audience. We also have an exclusive interview with Dan and Brendan from Block.one.

43min listen
256
podcast
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Fintech Insider

256. Insights: PensionBee takeover

On this special episode, we're buzzing to be taken over by PensionBee. At their offices on Southwark street, we're with some of the top tier of PensionBee's team to bring you an insight into pensions.

44min listen
255
podcast
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Fintech Insider

255. News: Really great at charts

On this week's episode, David, Sam and Simon are sit down with Ahmed Zaidi and Kathryn Harris to discuss the latest and greatest news in fintech.

1h13 listen
254
podcast
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Fintech Insider

254. Interviews: Shamir Karkal, Co-Founder of Simple Bank

Sarah Kocianski interviews Co-Founder of Simple Bank, Shamir Karkal. They take a look at what it means to create a product that actually helps customers achieve their goals.

35min listen
Video
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11:FS Pulse

Banks are losing the loyalty game | 11:FS Explores

Hey, banks! This might sting a bit. You’re getting loyalty all wrong - and it’s costing you customers. But all is not lost!

7min watch
Video
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11:FS Pulse

3 ways AI is shaking up UX in financial services | 11:FS Explores

The entire world is buzzing about AI, and that ain't changing anytime soon. But as AI becomes more integrated into our daily lives, what impact will it have on financial services and how people interact with them?

5min watch
Video
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Decoding

What are fintechs? - Decoding: Banks

Ever wanted to know what’s going on behind the scenes every time we make a payment?

12min watch
Video
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Decoding

How does banking regulation work? - Decoding: Banks

Regulation is essential. It stops banks from going bust or behaving badly.

12min watch
Video
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Decoding

How has software evolution influenced banking? - Decoding: Banks

The invention of the computer revolutionised banking in the 1950s.

11min watch
Video
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Lending

How does lending work? - Decoding: Banks

Lending has been around for thousands of years and is one of the cornerstones of banking.

11min watch
Video
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Decoding

How can traditional banks win on the banking battlefield? - Decoding: Banks

They're down, but they're not certainly not out.

15min watch
Video
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Decoding

How do card networks operate? - Decoding: Banks

Mastercard and Visa are the two biggest credit card networks in the world.

13min watch
Video
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Decoding

How has the banking battlefield evolved? - Decoding: Banks

We kick off our Decoding: Banks series with a look at the banking landscape today and how we got here.

13min watch
Video
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11:FS Explores: Legacy banking systems ft. David M. Brear

David M. Brear, our 11:FS CEO, takes us through legacy technology within banks - but of course, with a really cool Lightboard.

7min watch
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen