Global

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Technology

Why is it so hard for FS companies to get tech right?

Getting tech right in banks is hard. We get this because our experts have worked in some of the biggest financial services institutions and experienced how things can be done differently. In this article, we’ll share some of the insights that we’ve learnt along the way.

4min read
Article
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Unfiltered

How early-stage investors can navigate the most chaotic economy in living memory

Mortgages and ancient sex positions aren’t two things you’d usually put together (or want to read about at the same time, for that matter). But digital mortgage broker Habito has ripped up the rulebook and created a Mortgage Kamasutra book in its place. And we can’t help but respect them for it.

3min read
Article
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Money management

4 fintechs fighting the cost-of-living crisis

Around the globe, millions are feeling the pinch as the cost-of-living crisis continues. The biggest fall in living standards since records began is forecast in the UK, while inflation rates are starting to cool after a tumultuous year across the pond.

3min read
Article
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11:FS

How we're taking the awards show to the next level

60% of time spent on the internet in China is on WeChat. For young people, this is their primary gateway to financial services. In fact, in China, more transactions now occur, by volume, through non-banks than through banks. James Lloyd, Asia-Pacific FinTech Leader at EY, talks to us about how tech companies like WeChat are filling market gaps left by the banks.

3min read
Article
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Crypto

It’s time for incumbents to invest in web3

One of the phrases you often encounter when reading things about mental health is "It's OK to not be OK." Whilst I get the sentiment, as someone who has been there, it really isn't OK. It sucks.

4min read
Article
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Unfiltered

The next generation of financial services has to be truly inclusive

We all employ a user-centred design (UCD) approach to inform what products we build and how they should work, but all that customer insight gives us one oft-overlooked learning: the actual language customers use to speak about their problems.

3min read
Article
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Economy

What a recession means for fintech

Did you know that when they’re not dishing up masterly analysis, everyone’s favourite web3 wizards - 11:FS Global Strategy Director, Crypto Mauricio Magaldi and Visa Head of Crypto Cuy Sheffield - like to dabble in a spot of divination? I know, right?!

3min read
Article
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Funding

Financing for app and game developers isn’t fit for purpose

As I sit here trying to write something strictly about fintech, there’s only one thing on my mind: how important it is to have an employer that truly values pregnant employees.

3min read
Article
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FFG

How is fintech helping with customer stress?

Tottenham Hotspur are completely cashless (and trophyless) at their new stadium. Lionel Messi has launched the ‘Messiverse’ in partnership with blockchain platform Ethernity. Manchester City and Laybuy have teamed up to offer a Buy Now Pay Later (BNPL) service to fans. And that’s just the tip of the iceberg.

4min read
Article
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Company culture

Find yourself an employer that values your pregnancy

We’ve recently made an amazing hire at 11:FS to be our new Chief of Staff, in the digital era that’s huge news and here’s why.

3min read
Article
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Sustainability

It's time for community investing to go mainstream

Despite the global economic climate, a lot of banks and fintechs have dipped their toes into the crypto waters in recent months.

3min read
Article
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Banking

Banks: it's time to break free of your legacy tech

You don’t have to spend much time in retail banking before you come across legacy systems - a catch-all term often used to explain why banks are so slow and unresponsive.

4min read
Article
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FCA

Changing the perception of insurance

I recently heard someone suggest that ‘insurance is just like gambling.’ Bit of a stretch, but I could see their point. Both are fundamentally risk-based, and it raised an interesting question - do you ever really ‘win’ in insurance?

5min read
Article
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Unfiltered

What use is fintech if you can't get online?

A couple of weeks ago I went into an overpriced London salad shop for lunch. Before I could part with my hard-earned money for some wilted spinach and avocado, the connection on the iPad I was ordering on went down.

4min read
Article
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Intelligent Services

Stop mistaking clever features for intelligent services

When launching a new product or improving an existing one, it's tempting for product teams to look at competitors as a starting point. But if the goal is to launch a proposition that truly solves your customers' problems, do you even need to look at your competitors in the first place?

4min read
15
podcast
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Insurtech Insider

Insurtech Insider Episode 15: Deep Tech and Data Models

On the latest episode of Insurtech Insider, Sarah meets with insurtech experts to give you the very latest in insurance technology. Our guests joining Sarah are Ruth Foxe-Blader, Venture Capital Investor at Anthemis Group and Chris Sandilands, Partner at Oxbow Partners.We also bring you a great interview with Jason Futers, CEO of Insurdata

45min listen
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podcast
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Fintech Insider

215. News: Insta-Pay

In this week's news episode, Sarah Kocianski and Ross Gallagher are joined by guests, Daniel Hegarty from Habito and Nina Mohanty from Bud.

40min listen
214
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Fintech Insider

214. Interviews: Andy Maguire, Group COO, HSBC

David sits down with Andy Maguire to talk about what the future of digital banking means for HSBC.

44min listen
45
podcast
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Blockchain Insider

45. Taylor-Copeland Lawsuits Send Ripples Through XRP’s Security Status

Sarah and Sara sit down to discuss the latest in blockchain news.

33min listen
213
podcast
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Fintech Insider

213. Interviews: Jeff Nicholson & Patrick Givens, VaynerMedia

David and Simon sat down with Jeff Nicholson and Patrick Givens to talk about the uniqueness of VaynerMedia.

42min listen
212
podcast
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Fintech Insider

212. News: Debutantes and Diversity

In this week's news episode, Ross Gallagher and Sarah Kocianski are joined by guests, Sameer Gulati from Innovate Finance, Kathryn Harris from Lloyds, and James Hurley from The Times.

53min listen
14
podcast
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Insurtech Insider

Insurtech Insider Episode 14. Travel Insurance: Meaningful Disruption

On the latest episode of Insurtech Insider, Sarah and Nigel are joined by insurtech experts to give you the very latest in travel insurance. Joining our hosts are James Gibson from Revolut, and Oke Elazu, COO at Bought by Many. Sarah also has an insightful interview with Parul Green from Axa

47min listen
210
podcast
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Fintech Insider

210. News: Underserved and Overcharged

In this week's news episode, Simon Taylor and Ross Gallagher are joined by guests Carrie Osman from Cruxy, Ali Paterson from Fintech Finance, Amelie Arras from Adastra Marketing, and Veronique Constans from 11:FS.

1h06 listen
43
podcast
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Blockchain Insider

43. Sexism in Crypto, Pornhub takes Verge, and Binance Denies the Dollar

Sara and Sarah sit down with Olivia Vinden, Director at Alpha FMC, Jo Lang, Offering Leader at IBM Blockchain Financial Solutions and Noelle Acheson, Editorial Producer and CFA at CoinDesk to talk about the latest in blockchain news.

39min listen
207
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Fintech Insider

207. News: Instant Gratification

In this week’s news episode David M. Brear and Sarah Kocianski are joined by guests Lucy Woolfenden from Yolt and Pol Navarro from TSB. We also have a great interview with Alex Park from Metro Bank.

56min listen
42
podcast
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Blockchain Insider

42. Santander Makes Ripples and Charles Hoskinson Shares His Vision of Cardano

Sarah, Sara, and Colin discuss the latest in blockchain news and there's an interview with Charles Hoskinson, CEO of Input Output, on the future of Cardano.

54min listen
13
podcast
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Insurtech Insider

Insurtech Insider Episode 13: Vehicle Insurance Model Disruption

On the latest episode of Insurtech Insider, Sarah and Nigel are joined by insurtech insiders to give you the very latest in insurtech. Joining our hosts are Freddy Macnamara, CEO of Cuvva, Tobi Taupitz, CEO and Founder of Laka, and David Williams, Technical Director at AXA.

43min listen
205
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Fintech Insider

205. Fintech in a Flat 3: Bit Conneeeect!!

Sam Maule and Ollie Judge, sit down for dinner with Sheel Mohnot, Partner at 500 Startups, Betsy McCormick from Nova Credit, Michael Casey from the Blockchain and Jason Zaler from Ping An.

58min listen
204
podcast
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Fintech Insider

204. Fintech in a Flat 2

We're bringing you something a little bit different this week. In the run up to After Dark San Francisco, Sam and our media team hosted Dan Macklin, Co-Founder of SoFi and Board Member of Chipper, Yuliya Tarasava, Co-Founder and COO of CNote, Divine, CEO and Founder of Blakfintech, and John Waupsh, CIO at Kasasa. Join us in a flat in the Inner Sunset neighbourhood, for dinner drinks and all things fintech.

52min listen
203
podcast
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Fintech Insider

203. Fintech Insider After Dark V - Part 1 London - Partying & PayPal

We’re live from the 11:FS offices in Aldgate Tower to bring you After Dark V live! Simon, Ross, and new host Sarah are joined by Megan Caywood, Liz Lumley, and Richard Davies. The panel talk about the latest weird and wonderful news from the world of fintech.

49min listen
Video
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Decoding

What are fintechs? - Decoding: Banks

Ever wanted to know what’s going on behind the scenes every time we make a payment?

12min watch
Video
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Decoding

How does banking regulation work? - Decoding: Banks

Regulation is essential. It stops banks from going bust or behaving badly.

12min watch
Video
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Decoding

How has software evolution influenced banking? - Decoding: Banks

The invention of the computer revolutionised banking in the 1950s.

11min watch
Video
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Lending

How does lending work? - Decoding: Banks

Lending has been around for thousands of years and is one of the cornerstones of banking.

11min watch
Video
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Decoding

How can traditional banks win on the banking battlefield? - Decoding: Banks

They're down, but they're not certainly not out.

15min watch
Video
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Decoding

How do card networks operate? - Decoding: Banks

Mastercard and Visa are the two biggest credit card networks in the world.

13min watch
Video
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Decoding

How has the banking battlefield evolved? - Decoding: Banks

We kick off our Decoding: Banks series with a look at the banking landscape today and how we got here.

13min watch
Video
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11:FS Explores: Legacy banking systems ft. David M. Brear

David M. Brear, our 11:FS CEO, takes us through legacy technology within banks - but of course, with a really cool Lightboard.

7min watch
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Minimum Lovable Brand | 11:FS Explores

5min watch
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Fintech Marketing Podcast Season 2 Preview

Fintech Marketing Podcast Season 2: Coming soon

4min watch
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen