Web3, blockchain, and crypto innovation in financial services.

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CBDCs

Is the CBDC hype legit?

2020 has seen plenty of fintech M&A - LendingClub buying Radius Bank, Intuit acquiring Credit Karma and of course with Visa buying Plaid. You might think the current crisis would reduce activity but it could create more opportunities.

3min read
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DeFi

Wrapped DeFi is taking financial innovation to new heights

There’s quite a lot of technical lingo in this Unfiltered. We know that’s not really our style, but we’re talking about some big ideas here. If you’re into crypto and keen to see what else we know, get in touch. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

4min read
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Crypto

Why did a crypto exchange pay $700m to have their name on a building?

This past weekend an estimated 177m people tuned in as Matthew Stafford’s (strong surname BTW) LA Rams defeated the Cincinnati Bengals at Super Bowl LVII.

4min read
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UX

The 5 biggest UX challenges for fintechs in 2022

Providing the best service to have the largest market share. That’s what banks want to be and want to have. And for a very long time they did.

4min read
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Crypto

Our crypto predictions for 2022

What. A. Year. Suffice to say, 2020 has been a year like no other. Some industries have been dealt a crushing blow by the pandemic, and while fintech hasn’t come out of it unscathed, parts of the industry have flourished.

3min read
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After Dark

Making financial services better, faster, stronger

As July continues apace, brands all over the world are rolling up their rainbow logos and packing them away for another year.

4min read
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DAO

Seriously, what is DAO?

There is huge growth projected for digital financial services in Southeast Asia but up to 50% of the population are unbanked and will therefore remain excluded from this explosion.

3min read
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NFT

WTF is an NFT?

By now we’ve surely all heard of NFTs. Seemingly overnight they’ve grown from a niche internet phenomenon to a household buzzword with everyone from Gary Vaynerchuk, Tim Berners Lee, Banksy and even Lionel Messi having a piece of the pie.

3min read
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Crypto

Crypto is changing our financial literacy (for the better)

Crypto is democratising finance and it’s a beautiful thing to see.

3min read
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Blockchain

Will blockchain replace core banking in 2019?

TL;DR None of the challenger banks use blockchain, the guy who’s leading the most popular smart contract platform (Ethereum) say’s it’s a bad idea. So, I mean read on…but. No, don’t use a blockchain or smart contracts for the love of god.

5min read
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Blockchain

How to get a job in Blockchain

It’s about trust. Why do banks insist on having everything? Because they think if they only insist on some, they’ll never get the rest.

5min read
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Blockchain

Introducing Blockchain Insider!

As you may have noticed I’ve been doing a lot of teasing around this for the last few months. Well today...right now...is the grand reveal as we celebrate the public launch of our 11:FS values.

5min read
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Blockchain

4 Blockchain Macro-Trends: Where to Place Your Bets

The challenges (and opportunities) ahead for enterprise applications of distributed ledger tech.

5min read
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Blockchain

It’s Blockchain, Not Bitcoin, That’s Relevant to Finance

Let’s start by calling Buy Now Pay Later (BNPL) what it is - debt. Debt, of course, has many faces. But ‘credit, pay in instalments, pay nothing today, etc.’ are all just debt. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
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Blockchain

Top 10 Things To Know About Blockchain This Week

The Pulse team spends their time trawling through the world of banks and fintech apps, sorting the good from the bad so you don’t have to.

5min read
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Fintech Insider

751. Focus: Putting grain on the blockchain – with Eduardo Novillo Astrada, CEO of Agrotoken

In this second episode on our monthly topic, Benjamin Ensor is joined by a fantastic guest, from Agrotoken, to talk about how financial services and agriculture collide in Latin America.

29min listen
188
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Blockchain Insider

188. News: Worldcoin, Airstack, and Crypto.com's chatbot – how AI and Blockchain are colliding

We. Are. Here. Today we bring you: Airstack raises over $7M for AI-backed Web3 developer platform, Crypto.com launches ChatGPT-based AI user assistant Amy, and OpenAI’s Sam Altman nears $100mn funding for Worldcoin crypto project. All this and much more on today's Blockchain Insider!

39min listen
187
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Blockchain Insider

187. Insights: Data must flow in the era of AI - a Dune case study

EL. EF. GEE. Today we bring you: a deep dive into the world of data and AI, and our second case study! On this show, we're taking a closer look at the the history of Dune, and their new LLM announcement, and how AI and blockchain intersect and can help shape the future of the crypto space. All this and much more on today's Blockchain Insider!

45min listen
186
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Blockchain Insider

186. News: The future of stablecoins, Ethereum’s Shanghai upgrade, and the first comprehensive crypto law

EL. EF. GEE. Today we bring you: US Congress to introduce new draft bill for stablecoins, Ethereum’s Shanghai upgrade is complete, starting new era of staking withdrawals, and EU Parliament approves crypto licensing, funds transfer rules. All this and much more on today's Blockchain Insider!

50min listen
185
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Blockchain Insider

185. Insights: How Nigeria's crypto scene is thriving despite Central Bank crackdown

We. Are. Here. Today we bring you: a deep-dive into Nigeria's crypto scene, the challenges it faces from regulators, and why crypto is "heaven-sent" for Africa's economy. All this and much more on today's Blockchain Insider!

45min listen
184
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Blockchain Insider

184. News: First zkEVM live on Ethereum, the USDC depegging, and Coinbase’s SEC Wells Notice

EL. EF. GEE. Today we bring you: First zkEVM goes live on Ethereum, a recap on USDC/SVB, and Coinbase’s SEC Wells notice. All this and much more on today's Blockchain Insider!

44min listen
183
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Blockchain Insider

183.Insights: What is the current state of crypto, and what is fostering adoption?

EL. EF. GEE. Today we bring you: a closer look at the global state of crypto, exploring how the past few years have shaped this sector, what developments are currently fostering adoption, and as always - what we hope to see in the near future!. All this and much more on today's Blockchain Insider!

47min listen
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Blockchain Insider

Bonus: Why should governments embrace new payment technologies?

EL. EF. GEE. Today, Mauricio Magaldi joins David M. Brear and some great guests, from Chamber of Progress and the House of Lords, for this Fintech insider and Blockchain Insider crossover episode!

44min listen
717
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Fintech Insider

717. Insights: Why should governments embrace new payment technologies?

David M. Brear and Mauricio Magaldi are joined by some great guests, from Chamber of Progress and the House of Lords, for this Fintech insider and Blockchain Insider crossover episode!

44min listen
182
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Blockchain Insider

182. News: SEC crypto blitz, Coinbase launches L2 "Base" and Spotify is dipping its toes in NFTs

EL. EF. GEE. Today we bring you: SEC lawsuit against Paxos over BUSD baffles crypto community, Coinbase launches L2 "Base", and Spotify is testing token-enabled music playlists. All this and much more on today's Blockchain Insider!

52min listen
181
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Blockchain Insider

181. Insights: Bringing web2,5 to the masses - a WalletConnect case study

EL. EF. GEE. Today we bring you: a deep dive into web2.5 and our very first case study! On this show, we're taking a closer look at the current state of web 2.5, and the history and impact of WalletConnect on web2.5 and web3 advancements. All this and much more on today's Blockchain Insider!

49min listen
175
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Blockchain Insider

175. Insights: Getting to the bottom of Decentralised Exchanges

We. Are. Here. Today we bring you: in this Insights show, we are going to be taking a look at the world of Decentralised Exchanges, aka DEXs. All this and much more on today's Blockchain Insider!

42min listen
174
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Blockchain Insider

174. News: Is Reddit part of the key to making crypto mainstream?

EL. EF. GEE. Today we bring you: UK Minister proposes measures to regulate crypto ads and ban unauthorised providers, Reddit now has more NFT wallets than the OpenSea Marketplace, and Blockchain.com Visa Card, powered by Marqeta, debuts with 50,000 sign-ups at launch. All this and much more on today's Blockchain Insider!

43min listen
172
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Blockchain Insider

172. News: What will the White House ‘Comprehensive Framework’ change?

EL. EF. GEE. Today we bring you: White House releases ‘Comprehensive Framework’ for crypto regulation and development, Korean crypto bank inks deal to offer Ethereum staking to investors, and Starbucks taps Polygon for its 'Starbucks® Odyssey' web3 experience. All this and much more on today's Blockchain Insider!

44min listen
171
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Blockchain Insider

171. Insights: Understanding the world of developers

We. Are. Here. Today we bring you: a show dedicated to developers and their worlds. We take a look at what a dev actually does and how to break into their world, what opportunities are out there, and how important dev communities really are. All this and much more on today's Blockchain Insider!

48min listen
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen