Europe

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Feature benchmarking: How UK banking apps stack up

Recap the biggest live show Fintech Insider: After Dark has ever done below. Listen back here or stream below as Jason, Simon and a panel of special guests tackle some of the biggest and silliest stories of the week.

3min read
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Lloyds

How Lloyds is putting more money in customers’ pockets by tackling £23bn in unclaimed benefits

Loyalty is broken. ‘We appreciate your loyalty’ greetings don’t fool anyone. Most of us can recall crappy experiences.

6min read
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How building societies can own the homebuying space

Looking to crypto and seeing it simply as a speculative asset class is a common mistake for financial institutions and even regulators. But if you start to look beyond the headlines, you can see there’s untapped potential for banks to better serve the SMB market.

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Designing for junior accounts: Best UX practices in the UK

Although they date back to 2014, in 2017 we saw the rapid rise of ‘crypto funds’, or investment funds that invest mainly in cryptocurrencies such as bitcoin, ethereum, or other ‘altcoins’. Those offering crypto funds are, in effect, managing digital assets. But what’s the difference between ‘managing digital assets’ and ‘managing assets digitally’? Many asset managers have digitized some analogue processes, but very few asset managers are truly digital in nature. What lessons can we learn from the first few years of those that manage digital assets such as crypto funds?, and how can the end investor benefit?

3min read
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Underbanked

Can neobanks reach the underbanked in Eastern Europe?

I wrote about the underbanked phenomenon in Eastern Europe a few weeks ago. Mainly I talked about which basic services are used, not used, and why.

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Unfiltered

Chase UK could massacre the competition this year

With the new year picking up a head of steam, it’s time to turn our attention to the trends and themes set to shape financial services in 2023. Here at 11:FS, we’re more convinced than ever that UK banks are running out of time to address their core banking issues.

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Underbanked

Why is Eastern Europe so underbanked?

While chatting with my grandma on my annual trip to Romania this year, I had an epiphany. She is underbanked! So is my mom, uncle, cousin, and neighbour - you get the gist.

4min read
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Open Banking

Europe's open banking is leaving the US in the dust

While I was COO at Revolut, Vlad Yatsenko - the company’s Co-Founder & CTO - commented a number of times about how opportunity cost of time is typically the biggest cost in a scaling company, and I’ve come to realise this is more and more true.

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Unfiltered

It's time for BNPL to stop breaking design ethics

If I’d told you six months ago that you could guarantee an affordable electricity supply for your home, you wouldn’t have cared.

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Unfiltered

Why insurers need to embrace life after price walking

Price walking [common in the insurance industry] a form of price discrimination whereby existing customers, especially long-standing customers, incur a loyalty penalty over new customers. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

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Financial education

4 fintechs teaching the UK about money

We’ll say it till we’re blue in the face - FS companies need to do more to improve their users’ financial literacy. And that goes for kids too.

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USA

Who has the better fintech market - the US or Europe?

The US fintech scene is moving like a bat out of hell. But experts have pointed out it was pretty late to the party.

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Mortgage

7 companies changing the UK mortgage landscape

The financial services industry has faced an enormous amount of disruption in recent years. We’ve seen significant changes everywhere from payments to current accounts and investments accounts to modern credit products.

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Cloud

Rising above: addressing regulatory challenges in financial services through a cloud-based approach

Guest author Richard Davies follows up his blog on leading agile at scale, with a deeper dive into principles of risk management in agile and for ecosystem development

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Fintech Insider

478. Insights: Financial and economic abuse: are banks doing enough?

Sam Maule is joined by some incredible guests to talk about economic abuse and the role of banks and financial institutions.

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Fintech Insider

457. News: Can JPMorgan disrupt the UK challenger bank market?

Sarah Kocianski and Jason Bates are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Railsbank in talks to buy Wirecard UK, JPMorgan to [possibly] launch a UK digital challenger bank by 2021 and the UK's 800% surge of open banking payments during lockdown. All this and much more on today's show.

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Fintech Insider

455. News: Funding, funding and more funding - Robinhood, Form3, Habito & BCR Pool E

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: fintech funding as Robinhood’s valuation grows… again! In the UK Form3 and Habito get funding and BCR Pool E is awarded, and Citi accidentally Paid $900M Paid In Error to Revlon and now they want it back. All this and much more on today's show

54min listen
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Fintech Insider

441. News: Wirecard hits UK fintech but BaaS is still booming

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: the Wirecard scandal continues to unfold and UK fintechs get swept up in its wake, and we speak to some of the companies directly affected, Chime launch a credit card, and Galileo offers everyone the chance to launch a credit card.

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Fintech Insider

407. News: Robinhood’s major outage; BCR backlash builds

Ross Gallagher and Sarah Kocianski are joined by some great guests to talk about some of the most interesting fintech stories of the last 7 days, including: Dow goes up whilst Robinhood goes down, Banking Competition Remedies face backlash and a story about one very generous payments CEO!

1h02 listen
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Fintech Insider

406. Interviews: From Google to Fintech Unicorns: Sunil Chandra, OakNorth Platform CEO

David Brear is joined by Sunil Chandra, platform CEO at OakNorth to talk about his experience at Google, the London fintech scene, and using data and machine learning for better borrowing and lending solutions.

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Fintech Insider

401. News: N26 closes UK accounts, blaming Brexit

Simon Taylor and Adam Davis are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: N26 is leaving the UK in April, Starling snatches up new funding, and Credit Suisse stuck in spying scandal.

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Fintech Insider

398. Insights: Will Brexit break UK fintech?

David Brear and Ross Gallagher are joined by some great guests to discuss what Brexit and our departure from the European Union will mean for UK fintech. Guests on today's show are Emily Nicolle, Technology Editor at City AM and James Hurley, Enterprise Editor at The Times.

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Insurtech Insider

58. News: How will Brexit impact insurtechs?

Sarah Kocianski and Nigel Walsh are joined by some fantastic guests to talk about the latest developments in the world of insurtech!

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Fintech Insider

390. Interviews: Marta Krupinska, Head of Google for Startups UK

Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK!

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Fintech Insider

382. Interviews: Des McDaid, UK MD, Marcus by Goldman Sachs

Sarah Kocianski is at Fintech Connect 2019 at the ExCeL London where she is joined by Des McDaid, UK MD at Marcus by Goldman Sachs!

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Insurtech Insider

53. News: Shots fired from the Bank of England

Sarah Kocianski is joined by some fantastic guests to talk about the latest developments in the world of insurtech!

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Fintech Insider

371. News: Monzo responds to BBC expose

David Brear and Kate Moody are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Monzo have their say following that Watchdog expose, New York say no to the OCC’s fintech charters and McKinsey reckon banks need to shape up or risk getting left behind. All this and much more on today's Fintech Insider News.

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Fintech Insider

366. Insights: The Future of UK Fintech

David Brear is joined by some great guests at this live panel at the premiere of 11:Years, our newly released documentary about the rise of UK Fintech! Our panel discuss what happened during the financial crisis, who was affected by it and what will the next 11 years look like?

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Fintech Insider

360. Interviews: SIBOS 2019 London fintech special

On this Friday episode, we bring you a series of interviews some of the leading companies currently on the fintech scene straight from SIBOS in London 2019!

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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen