Europe

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Cloud

Rising above: addressing regulatory challenges in financial services through a cloud-based approach

Guest author Richard Davies follows up his blog on leading agile at scale, with a deeper dive into principles of risk management in agile and for ecosystem development

3min read
Article
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France

Is France the next European fintech hotspot?

ICYMI: Libra is here and a lot of people have a lot of questions, starting with: who owns the data?

3min read
Article
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Design

Design drill down #5 | Spotlight on French fintech

In this design drill down, we’re exploring the different routes companies have taken to personify their artificial intelligence capabilities in an effort to build trust with customers and help them win with market demands.

3min read
Article
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Unfiltered

New neobanks need to take bolder bets

One of our core values here at 11:FS is ‘everything on purpose and with purpose’. We even have a porpoise sticker (the puns keep coming) to celebrate it. It is what enables us to deliver fast, without waste and with relentless focus on outcomes. That and a kick-ass team. They often go together.

3min read
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Savings

After a bumper year, what's next in the savings and investment market?

Over the course of the pandemic the UK's financial habits have changed, which is no surprise when you see how people's circumstances have been impacted:

10min read
Article
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Working remotely: A designer’s guide

2020 has been a turbulent year to say the least. Where the home office was once a luxury, for many of us, it’s now a staple. Almost overnight, we lost the immediacy of face-to-face communication. Information and ideas became buried within countless Slack, Google and email notifications, and the general office chit-chat that we loved to hate became a distant memory.

5min read
Article
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FinCEN

What the FinCEN files leak means for banks

There’s been a huge leak of files from FinCEN, the US-based Financial Crime Enforcement Network. Over 2000 Suspicious Activity Reports (SARs) and hundreds of other documents appear to show how banks have been unable to prevent trillions in money laundering, tax avoidance and criminality over the past decade. But there's a more in-depth story to uncover here.

5min read
Article
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Experience

Zooming out: 11 learnings from a decade in fintech

Guest author Richard Davies shares his reflections as he transitions from his role as Revolut’s COO to Non Exec at Revolut, and CEO of Allica Bank. As fuel for the future he looks at his learnings from Revolut as well as his wider experiences and inspirations over the last decade in financial services and fintech.

5min read
Article
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BNPL

What are the risks of Buy Now, Pay Later programmes?

When clients come into the 11:FS office, shiny eyed and with an exciting mandate, it gets us super pumped to hear where they want help on their journey.

5min read
Article
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Innovation

The Covid Credit collaboration: how fintech is supporting the UK’s self-employed

A banker keen to stay under the radar has written us an insider’s perspective on the TSB scandal. Going by the topical pseudonym of ‘The Stigcumbent’, who you may remember from this piece, they’ve written about the ups and downs of legacy banking and why TSB had to make its move. Read on to learn the full glory of legacy banking and where the future lies…

5min read
Article
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digital transformation

Why did the Bank of England write a report about Central Bank Digital Currency?

TL;DR The Bank of England wrote a report about digital currency. Could it replace your bank notes? Could it change financial services dramatically? Yes. But the much more interesting questions were why should a CBDC be created and how?

5min read
Article
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UK

What’s going on with the Banking Competition Remedies fund?

Returned funds, missed targets and plenty of outrage in the media. How have things gone so wrong for the BCR?

5min read
Article
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Payments

My retail payments journey from Harare to London

Simon Taylor interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes facing the banking industry, and the shifting customer behaviours in their interactions with the bank with the help of digital innovation.

5min read
Article
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Banking

What the latest earning reports tell us about the UK banking industry

The annual reports for most of the big UK/US banks for 2019 are in as results season comes to a close. So what do they tell us about the state of the industry?

5min read
480
podcast
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Fintech Insider

480. Insights: Path to profitability: are fintech business models sustainable?

David Brear is joined by some great guests to discuss the fintech path to profitability.

57min listen
478
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Fintech Insider

478. Insights: Financial and economic abuse: are banks doing enough?

Sam Maule is joined by some incredible guests to talk about economic abuse and the role of banks and financial institutions.

48min listen
457
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Fintech Insider

457. News: Can JPMorgan disrupt the UK challenger bank market?

Sarah Kocianski and Jason Bates are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Railsbank in talks to buy Wirecard UK, JPMorgan to [possibly] launch a UK digital challenger bank by 2021 and the UK's 800% surge of open banking payments during lockdown. All this and much more on today's show.

59min listen
455
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Fintech Insider

455. News: Funding, funding and more funding - Robinhood, Form3, Habito & BCR Pool E

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: fintech funding as Robinhood’s valuation grows… again! In the UK Form3 and Habito get funding and BCR Pool E is awarded, and Citi accidentally Paid $900M Paid In Error to Revlon and now they want it back. All this and much more on today's show

54min listen
441
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Fintech Insider

441. News: Wirecard hits UK fintech but BaaS is still booming

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: the Wirecard scandal continues to unfold and UK fintechs get swept up in its wake, and we speak to some of the companies directly affected, Chime launch a credit card, and Galileo offers everyone the chance to launch a credit card.

1h04 listen
407
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Fintech Insider

407. News: Robinhood’s major outage; BCR backlash builds

Ross Gallagher and Sarah Kocianski are joined by some great guests to talk about some of the most interesting fintech stories of the last 7 days, including: Dow goes up whilst Robinhood goes down, Banking Competition Remedies face backlash and a story about one very generous payments CEO!

1h02 listen
406
podcast
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Fintech Insider

406. Interviews: From Google to Fintech Unicorns: Sunil Chandra, OakNorth Platform CEO

David Brear is joined by Sunil Chandra, platform CEO at OakNorth to talk about his experience at Google, the London fintech scene, and using data and machine learning for better borrowing and lending solutions.

23min listen
401
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Fintech Insider

401. News: N26 closes UK accounts, blaming Brexit

Simon Taylor and Adam Davis are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: N26 is leaving the UK in April, Starling snatches up new funding, and Credit Suisse stuck in spying scandal.

49min listen
398
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Fintech Insider

398. Insights: Will Brexit break UK fintech?

David Brear and Ross Gallagher are joined by some great guests to discuss what Brexit and our departure from the European Union will mean for UK fintech. Guests on today's show are Emily Nicolle, Technology Editor at City AM and James Hurley, Enterprise Editor at The Times.

39min listen
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Insurtech Insider

58. News: How will Brexit impact insurtechs?

Sarah Kocianski and Nigel Walsh are joined by some fantastic guests to talk about the latest developments in the world of insurtech!

52min listen
390
podcast
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Fintech Insider

390. Interviews: Marta Krupinska, Head of Google for Startups UK

Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK!

22min listen
382
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Fintech Insider

382. Interviews: Des McDaid, UK MD, Marcus by Goldman Sachs

Sarah Kocianski is at Fintech Connect 2019 at the ExCeL London where she is joined by Des McDaid, UK MD at Marcus by Goldman Sachs!

19min listen
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Insurtech Insider

53. News: Shots fired from the Bank of England

Sarah Kocianski is joined by some fantastic guests to talk about the latest developments in the world of insurtech!

41min listen
371
podcast
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Fintech Insider

371. News: Monzo responds to BBC expose

David Brear and Kate Moody are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Monzo have their say following that Watchdog expose, New York say no to the OCC’s fintech charters and McKinsey reckon banks need to shape up or risk getting left behind. All this and much more on today's Fintech Insider News.

1h13 listen
366
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Fintech Insider

366. Insights: The Future of UK Fintech

David Brear is joined by some great guests at this live panel at the premiere of 11:Years, our newly released documentary about the rise of UK Fintech! Our panel discuss what happened during the financial crisis, who was affected by it and what will the next 11 years look like?

34min listen
Video
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen