Guest author Richard Davies follows up his blog on leading agile at scale, with a deeper dive into principles of risk management in agile and for ecosystem development
ICYMI: Libra is here and a lot of people have a lot of questions, starting with: who owns the data?
In this design drill down, we’re exploring the different routes companies have taken to personify their artificial intelligence capabilities in an effort to build trust with customers and help them win with market demands.
One of our core values here at 11:FS is ‘everything on purpose and with purpose’. We even have a porpoise sticker (the puns keep coming) to celebrate it. It is what enables us to deliver fast, without waste and with relentless focus on outcomes. That and a kick-ass team. They often go together.

Over the course of the pandemic the UK's financial habits have changed, which is no surprise when you see how people's circumstances have been impacted:

2020 has been a turbulent year to say the least. Where the home office was once a luxury, for many of us, it’s now a staple. Almost overnight, we lost the immediacy of face-to-face communication. Information and ideas became buried within countless Slack, Google and email notifications, and the general office chit-chat that we loved to hate became a distant memory.

There’s been a huge leak of files from FinCEN, the US-based Financial Crime Enforcement Network. Over 2000 Suspicious Activity Reports (SARs) and hundreds of other documents appear to show how banks have been unable to prevent trillions in money laundering, tax avoidance and criminality over the past decade. But there's a more in-depth story to uncover here.

Guest author Richard Davies shares his reflections as he transitions from his role as Revolut’s COO to Non Exec at Revolut, and CEO of Allica Bank. As fuel for the future he looks at his learnings from Revolut as well as his wider experiences and inspirations over the last decade in financial services and fintech.

When clients come into the 11:FS office, shiny eyed and with an exciting mandate, it gets us super pumped to hear where they want help on their journey.

A banker keen to stay under the radar has written us an insider’s perspective on the TSB scandal. Going by the topical pseudonym of ‘The Stigcumbent’, who you may remember from this piece, they’ve written about the ups and downs of legacy banking and why TSB had to make its move. Read on to learn the full glory of legacy banking and where the future lies…

TL;DR The Bank of England wrote a report about digital currency. Could it replace your bank notes? Could it change financial services dramatically? Yes. But the much more interesting questions were why should a CBDC be created and how?

Returned funds, missed targets and plenty of outrage in the media. How have things gone so wrong for the BCR?

Simon Taylor interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes facing the banking industry, and the shifting customer behaviours in their interactions with the bank with the help of digital innovation.

The annual reports for most of the big UK/US banks for 2019 are in as results season comes to a close. So what do they tell us about the state of the industry?

David Brear is joined by some great guests to discuss the fintech path to profitability.

Sam Maule is joined by some incredible guests to talk about economic abuse and the role of banks and financial institutions.

Sarah Kocianski and Jason Bates are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Railsbank in talks to buy Wirecard UK, JPMorgan to [possibly] launch a UK digital challenger bank by 2021 and the UK's 800% surge of open banking payments during lockdown. All this and much more on today's show.

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: fintech funding as Robinhood’s valuation grows… again! In the UK Form3 and Habito get funding and BCR Pool E is awarded, and Citi accidentally Paid $900M Paid In Error to Revlon and now they want it back. All this and much more on today's show

Simon Taylor and David Brear are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: the Wirecard scandal continues to unfold and UK fintechs get swept up in its wake, and we speak to some of the companies directly affected, Chime launch a credit card, and Galileo offers everyone the chance to launch a credit card.

Ross Gallagher and Sarah Kocianski are joined by some great guests to talk about some of the most interesting fintech stories of the last 7 days, including: Dow goes up whilst Robinhood goes down, Banking Competition Remedies face backlash and a story about one very generous payments CEO!

David Brear is joined by Sunil Chandra, platform CEO at OakNorth to talk about his experience at Google, the London fintech scene, and using data and machine learning for better borrowing and lending solutions.

Simon Taylor and Adam Davis are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: N26 is leaving the UK in April, Starling snatches up new funding, and Credit Suisse stuck in spying scandal.

David Brear and Ross Gallagher are joined by some great guests to discuss what Brexit and our departure from the European Union will mean for UK fintech. Guests on today's show are Emily Nicolle, Technology Editor at City AM and James Hurley, Enterprise Editor at The Times.

Sarah Kocianski and Nigel Walsh are joined by some fantastic guests to talk about the latest developments in the world of insurtech!

Sarah Kocianski is at Fintech Connect 2019 where she is joined by Marta Krupinska, Head of Google for Startups UK!

Sarah Kocianski is at Fintech Connect 2019 at the ExCeL London where she is joined by Des McDaid, UK MD at Marcus by Goldman Sachs!

Sarah Kocianski is joined by some fantastic guests to talk about the latest developments in the world of insurtech!

David Brear and Kate Moody are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Monzo have their say following that Watchdog expose, New York say no to the OCC’s fintech charters and McKinsey reckon banks need to shape up or risk getting left behind. All this and much more on today's Fintech Insider News.

David Brear is joined by some great guests at this live panel at the premiere of 11:Years, our newly released documentary about the rise of UK Fintech! Our panel discuss what happened during the financial crisis, who was affected by it and what will the next 11 years look like?
Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...


The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

