Europe

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Cloud

Rising above: addressing regulatory challenges in financial services through a cloud-based approach

Guest author Richard Davies follows up his blog on leading agile at scale, with a deeper dive into principles of risk management in agile and for ecosystem development

3min read
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France

Is France the next European fintech hotspot?

ICYMI: Libra is here and a lot of people have a lot of questions, starting with: who owns the data?

3min read
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Design

Design drill down #5 | Spotlight on French fintech

In this design drill down, we’re exploring the different routes companies have taken to personify their artificial intelligence capabilities in an effort to build trust with customers and help them win with market demands.

3min read
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Unfiltered

New neobanks need to take bolder bets

One of our core values here at 11:FS is ‘everything on purpose and with purpose’. We even have a porpoise sticker (the puns keep coming) to celebrate it. It is what enables us to deliver fast, without waste and with relentless focus on outcomes. That and a kick-ass team. They often go together.

3min read
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Savings

After a bumper year, what's next in the savings and investment market?

Over the course of the pandemic the UK's financial habits have changed, which is no surprise when you see how people's circumstances have been impacted:

10min read
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Working remotely: A designer’s guide

2020 has been a turbulent year to say the least. Where the home office was once a luxury, for many of us, it’s now a staple. Almost overnight, we lost the immediacy of face-to-face communication. Information and ideas became buried within countless Slack, Google and email notifications, and the general office chit-chat that we loved to hate became a distant memory.

5min read
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FinCEN

What the FinCEN files leak means for banks

There’s been a huge leak of files from FinCEN, the US-based Financial Crime Enforcement Network. Over 2000 Suspicious Activity Reports (SARs) and hundreds of other documents appear to show how banks have been unable to prevent trillions in money laundering, tax avoidance and criminality over the past decade. But there's a more in-depth story to uncover here.

5min read
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Experience

Zooming out: 11 learnings from a decade in fintech

Guest author Richard Davies shares his reflections as he transitions from his role as Revolut’s COO to Non Exec at Revolut, and CEO of Allica Bank. As fuel for the future he looks at his learnings from Revolut as well as his wider experiences and inspirations over the last decade in financial services and fintech.

5min read
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BNPL

What are the risks of Buy Now, Pay Later programmes?

When clients come into the 11:FS office, shiny eyed and with an exciting mandate, it gets us super pumped to hear where they want help on their journey.

5min read
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Innovation

The Covid Credit collaboration: how fintech is supporting the UK’s self-employed

A banker keen to stay under the radar has written us an insider’s perspective on the TSB scandal. Going by the topical pseudonym of ‘The Stigcumbent’, who you may remember from this piece, they’ve written about the ups and downs of legacy banking and why TSB had to make its move. Read on to learn the full glory of legacy banking and where the future lies…

5min read
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digital transformation

Why did the Bank of England write a report about Central Bank Digital Currency?

TL;DR The Bank of England wrote a report about digital currency. Could it replace your bank notes? Could it change financial services dramatically? Yes. But the much more interesting questions were why should a CBDC be created and how?

5min read
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UK

What’s going on with the Banking Competition Remedies fund?

Returned funds, missed targets and plenty of outrage in the media. How have things gone so wrong for the BCR?

5min read
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Payments

My retail payments journey from Harare to London

Simon Taylor interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes facing the banking industry, and the shifting customer behaviours in their interactions with the bank with the help of digital innovation.

5min read
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Banking

What the latest earning reports tell us about the UK banking industry

The annual reports for most of the big UK/US banks for 2019 are in as results season comes to a close. So what do they tell us about the state of the industry?

5min read
360
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Fintech Insider

360. Interviews: SIBOS 2019 London fintech special

On this Friday episode, we bring you a series of interviews some of the leading companies currently on the fintech scene straight from SIBOS in London 2019!

1h13 listen
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Fintech Insider

Bonus: Top 25 startups in the UK!

David Brear is joined by Megan Caywood to talk about the top 25 startups in the UK list made by LinkedIn! Hint - you might recognise one of the companies!

31min listen
350
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Fintech Insider

350. Insights: The RBS remedies fund

David Brear and Sarah Kocianski are joined by four of the winners from the RBS remedies fund to talk about all things remedies, SME's and winning a grant.

56min listen
336
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Fintech Insider

336. Interviews: Money20/20 International Entrepreneurship Special

In today's episode, we bring you a series of interviews with some of the most interesting players on the fintech scene, straight from Money20/20 in Amsterdam! Interviews include; Mattias Kroner, formerly of Fidor, Stephen Ufford, CEO of Trulioo, and more!

1h13 listen
332
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Fintech Insider

332. Interviews: Money20/20 CEO special

In today's episode, we bring you a series of interviews with some brilliant CEO's of exciting companies, straight from Money20/20 in Amsterdam! Interviews include Ralph Hamers from ING, Anne Boden from Starling , Zach Perret from Plaid and many more!

1h22 listen
329
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Fintech Insider

329. News: Live from Money20/20

Leda and Jason are joined by some great guests at Money20/20 Europe to talk about some of the most interesting stories of the last 7 days. Including: A roundup of the biggest announcements and trends from Money2020 Europe and Tink receives a strategic investment from PayPal. All this and much more on today's podcast!

59min listen
328
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Fintech Insider

328. The F'in Debate - Live from Money20/20 Europe

Welcome to the F'in Debate, straight from the stage at Money20/20 Europe! In this episode, we bring you a live debate between industry experts questioning: How do you transform traditional banks to compete in the digital banking battlefield?

46min listen
292
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Fintech Insider

292. Interviews: Michael Rouse, CCO of Klarna

David interviews Michael Rouse, CCO of Klarna to talk about partnering with Snoop Dogg, smoothing payments and the evolution of payments.

39min listen
268
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Fintech Insider

268. Interviews: Ben Davey, Barclays UK Ventures

Simon Taylor interviews CEO of Barclays UK Ventures, Ben Davey. They take a look at the strategies and decisions revolving around investing in fintech startups and creating real partnerships.

24min listen
253
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Fintech Insider

253. News: Bucking the trend of Brexit

On this week's episode, Sarah and David sit down with Dr. Louise Beaumont, Daniel Hegarty, and Adam Dodds to discuss the greatest and latest stories in fintech.

1h11 listen
250
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Fintech Insider

250. Insights: Luxembourg (the biggest fintech hub you've never heard of)

On today's show, Ross Gallagher takes a deep dive on Luxembourg. It's one of the most exciting fintech hubs in Europe, growing exponentially, that you've probably never heard of.

36min listen
239
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Fintech Insider

239. Fintech Insider: After Dark VI - London and Atlanta

We have an incredible star-studded episode for you, with the release of After Dark VI, and of course a run down of the most interesting news in the space. Hosted in two cities, recorded 6 hours apart, and with a great deal of digital magic London brings you David M. Brear, Simon Taylor, and Sarah Kocianski are joined by: Marieke Flament, Simon Vans-Colina, and Daniel Hegarty. Next up from Atlanta, Sam Maule and Doug Bobenhouse are joined by three pairs of guests: Rob Frohwein and Shannon Johnson; Kathryn Petralia and Andrew Morris; rounding out the show we had Howard Bush and Ginger Schmeltzer.

1h17 listen
228
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Fintech Insider

228. 11:FS Presents One Fintech Nation - The UK as a Fintech Hotspot

In this episode Simon Taylor takes a look at what makes the UK a fintech hotspot. In association with Tech Nation we examine what's going on in fintech across the country that makes it so attractive to set up here.

29min listen
226
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Fintech Insider

226. 11:FS Presents One Fintech Nation - Bursting the London Fintech Bubble

In this episode Simon Taylor takes a look at fintech beyond the London bubble. In association with Tech Nation we examine what's going on in fintech across the country.

38min listen
225
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Fintech Insider

225. News: Live at Money 20/20 Europe

Live from the Arena stage at Money 20/20 Europe in Amsterdam, hosts David M. Brear, Simon Taylor, and Sam Maule are joined by Leda Glyptis, CIO at Qatar National Bank, Rob Frohwein, CEO of Kabbage, Sara Feenan, Business Development Manager at Clearmatics, Jeff Tijssen at 11:FS, Anna Irrera, Fintech Correspondent at Reuters and Peter Hazou, Director of Business Development at Microsoft.

49min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen