Europe

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Open Banking

Europe's open banking is leaving the US in the dust

While I was COO at Revolut, Vlad Yatsenko - the company’s Co-Founder & CTO - commented a number of times about how opportunity cost of time is typically the biggest cost in a scaling company, and I’ve come to realise this is more and more true.

3min read
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Unfiltered

It's time for BNPL to stop breaking design ethics

If I’d told you six months ago that you could guarantee an affordable electricity supply for your home, you wouldn’t have cared.

4min read
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Unfiltered

Why insurers need to embrace life after price walking

Price walking [common in the insurance industry] a form of price discrimination whereby existing customers, especially long-standing customers, incur a loyalty penalty over new customers. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

4min read
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Financial education

4 fintechs teaching the UK about money

We’ll say it till we’re blue in the face - FS companies need to do more to improve their users’ financial literacy. And that goes for kids too.

3min read
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USA

Who has the better fintech market - the US or Europe?

The US fintech scene is moving like a bat out of hell. But experts have pointed out it was pretty late to the party.

3min read
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Mortgage

7 companies changing the UK mortgage landscape

The financial services industry has faced an enormous amount of disruption in recent years. We’ve seen significant changes everywhere from payments to current accounts and investments accounts to modern credit products.

3min read
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Cloud

Rising above: addressing regulatory challenges in financial services through a cloud-based approach

Guest author Richard Davies follows up his blog on leading agile at scale, with a deeper dive into principles of risk management in agile and for ecosystem development

3min read
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France

Is France the next European fintech hotspot?

ICYMI: Libra is here and a lot of people have a lot of questions, starting with: who owns the data?

3min read
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Design

Design drill down #5 | Spotlight on French fintech

In this design drill down, we’re exploring the different routes companies have taken to personify their artificial intelligence capabilities in an effort to build trust with customers and help them win with market demands.

3min read
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Unfiltered

New neobanks need to take bolder bets

One of our core values here at 11:FS is ‘everything on purpose and with purpose’. We even have a porpoise sticker (the puns keep coming) to celebrate it. It is what enables us to deliver fast, without waste and with relentless focus on outcomes. That and a kick-ass team. They often go together.

3min read
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Savings

After a bumper year, what's next in the savings and investment market?

Over the course of the pandemic the UK's financial habits have changed, which is no surprise when you see how people's circumstances have been impacted:

10min read
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Working remotely: A designer’s guide

2020 has been a turbulent year to say the least. Where the home office was once a luxury, for many of us, it’s now a staple. Almost overnight, we lost the immediacy of face-to-face communication. Information and ideas became buried within countless Slack, Google and email notifications, and the general office chit-chat that we loved to hate became a distant memory.

5min read
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FinCEN

What the FinCEN files leak means for banks

There’s been a huge leak of files from FinCEN, the US-based Financial Crime Enforcement Network. Over 2000 Suspicious Activity Reports (SARs) and hundreds of other documents appear to show how banks have been unable to prevent trillions in money laundering, tax avoidance and criminality over the past decade. But there's a more in-depth story to uncover here.

5min read
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Fintech Insider

253. News: Bucking the trend of Brexit

On this week's episode, Sarah and David sit down with Dr. Louise Beaumont, Daniel Hegarty, and Adam Dodds to discuss the greatest and latest stories in fintech.

1h11 listen
250
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Fintech Insider

250. Insights: Luxembourg (the biggest fintech hub you've never heard of)

On today's show, Ross Gallagher takes a deep dive on Luxembourg. It's one of the most exciting fintech hubs in Europe, growing exponentially, that you've probably never heard of.

36min listen
239
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Fintech Insider

239. Fintech Insider: After Dark VI - London and Atlanta

We have an incredible star-studded episode for you, with the release of After Dark VI, and of course a run down of the most interesting news in the space. Hosted in two cities, recorded 6 hours apart, and with a great deal of digital magic London brings you David M. Brear, Simon Taylor, and Sarah Kocianski are joined by: Marieke Flament, Simon Vans-Colina, and Daniel Hegarty. Next up from Atlanta, Sam Maule and Doug Bobenhouse are joined by three pairs of guests: Rob Frohwein and Shannon Johnson; Kathryn Petralia and Andrew Morris; rounding out the show we had Howard Bush and Ginger Schmeltzer.

1h17 listen
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Fintech Insider

228. 11:FS Presents One Fintech Nation - The UK as a Fintech Hotspot

In this episode Simon Taylor takes a look at what makes the UK a fintech hotspot. In association with Tech Nation we examine what's going on in fintech across the country that makes it so attractive to set up here.

29min listen
226
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Fintech Insider

226. 11:FS Presents One Fintech Nation - Bursting the London Fintech Bubble

In this episode Simon Taylor takes a look at fintech beyond the London bubble. In association with Tech Nation we examine what's going on in fintech across the country.

38min listen
225
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Fintech Insider

225. News: Live at Money 20/20 Europe

Live from the Arena stage at Money 20/20 Europe in Amsterdam, hosts David M. Brear, Simon Taylor, and Sam Maule are joined by Leda Glyptis, CIO at Qatar National Bank, Rob Frohwein, CEO of Kabbage, Sara Feenan, Business Development Manager at Clearmatics, Jeff Tijssen at 11:FS, Anna Irrera, Fintech Correspondent at Reuters and Peter Hazou, Director of Business Development at Microsoft.

49min listen
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Fintech Insider

Bonus: World's First Smart Bank? Monzo Release IFTTT Integration

Simon Vans-Colina visits us at 11:FS to reveal all about their new IFTTT integration

11min listen
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Blockchain Insider

49. Live from Money20/20 Europe: Interviews With Ripple CEO Brad Garlinghouse and Brad Zastrow from Dash

Blockchain Insider comes to you Live from Money20/20 this week! We also have awesome interviews with not one but two Brads: Brad Garlighouse, CEO of Ripple and Brad Zastrow Global Head of Business Development of the Dash Core.

31min listen
211
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Fintech Insider

211. Interview: Suresh Vaghjiani, MD Global Processing Services

Simon sits down with Suresh Vaghjiani, Managing Director of Global Processing Services to discuss how many fintechs are using their services, how they choose who to partner with and those card outages that happened at the end of 2017.

25min listen
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Blockchain Insider

44. Deutsche Wish Your Profit Was Hot Like Binance

Simon and Sarah sit down with Petrit Berisha to talk about the latest in blockchain news.

52min listen
209
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Fintech Insider

209. Interviews: Deputy Mayor of London Rajesh Agrawal

David sits down with the Deputy Mayor of London, Rajesh Agrawal to discuss the future of fintech in London and what the city's financial industry needs to be doing to remain the financial capital of the world.

25min listen
208
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Fintech Insider

208. CEO Interviews: Luke Johnson, Neat Capital & Mutaz Qubbaj Squirrel

Simon sits down for a double dose of interviews this week. First he meets Luke Johnson, CEO and Co-Founder of Neat Capital on faster housing purchases before sitting down with CEO of Squirrel, Mutaz Qubbaj.

42min listen
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Fintech Insider

Bonus: Interview with Richard Davies TSB Design Competition

Sarah Kocianski had the opportunity to speak to Louise Smith, Chief Digital Officer at Lloyd's of London about digital transformation and the future of the famous underwriting rooms!

17min listen
35
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Blockchain Insider

35. Get Bits or Die Tryin' and Ripple Explain XRP

On today's show: Wallstreet sneaks up on crypto as Poloniex is taken over by Goldman-Sachs backed Circle, Nearly half of last year's ICO's have already failed and Venezuela go crypto crazy. We also bring you great interviews with Marcus Treacher, SVP of customer success at Ripple to address some of the confusion over XRP, and CoFounder of PayTechLaw Frank Müller.

56min listen
183
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Fintech Insider

183. Insights: FCA Takeover

In this episode Jason and Simon (but mostly Jason) take over the FCA, hosting a series of interviews across the FCA team, recorded live at their offices in Canary Wharf!

47min listen
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen