Europe

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Innovation

The Covid Credit collaboration: how fintech is supporting the UK’s self-employed

A banker keen to stay under the radar has written us an insider’s perspective on the TSB scandal. Going by the topical pseudonym of ‘The Stigcumbent’, who you may remember from this piece, they’ve written about the ups and downs of legacy banking and why TSB had to make its move. Read on to learn the full glory of legacy banking and where the future lies…

5min read
Article
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digital transformation

Why did the Bank of England write a report about Central Bank Digital Currency?

TL;DR The Bank of England wrote a report about digital currency. Could it replace your bank notes? Could it change financial services dramatically? Yes. But the much more interesting questions were why should a CBDC be created and how?

5min read
Article
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UK

What’s going on with the Banking Competition Remedies fund?

Returned funds, missed targets and plenty of outrage in the media. How have things gone so wrong for the BCR?

5min read
Article
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Payments

My retail payments journey from Harare to London

Simon Taylor interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes facing the banking industry, and the shifting customer behaviours in their interactions with the bank with the help of digital innovation.

5min read
Article
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Banking

What the latest earning reports tell us about the UK banking industry

The annual reports for most of the big UK/US banks for 2019 are in as results season comes to a close. So what do they tell us about the state of the industry?

5min read
Article
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challenger bank

What N26’s UK exit tells us about entering new markets

As the German challenger prepares to leave British shores, what can we learn about its attempts to break into the market?

5min read
Article
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Culture

David M Brear in conversation with Soldo

Group CEO David M. Brear recently sat down with the good folks at prepaid business card provider Soldo to discuss the rise of fintech since the 2008 financial crisis and how the UK came to prominence.

5min read
Article
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11:FS

11:FS 2019 in Review

What. A. Year. 2019 has been an absolute whirlwind of growth and expansion and in true 11:FS style, we continued to ramp up and start new things right up until the last day of Q4.

5min read
Article
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challenger bank

Black Friday 2019: How 3 American fintechs are faring in the UK

On the last American holiday before Christmas, we look at the performance of three companies across the pond.

5min read
Article
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11:FS

11 weeks at 11:FS

11:FS Product Lead Terry Cordeiro reflects on what it’s like to be a new “11” after nearly three months on the job.

5min read
Article
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Regulation

The EU regulation causing your finance apps to drive you mad (part 2)

This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
Article
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11:FS

11:YEARS - the 11:FS documentary examining the rise of UK fintech

At 11:FS, we’re proud to be an integral part of a UK community at the forefront of post-financial crisis innovation. But the story of how that community came together has never been told… until now.

5min read
Article
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11:FS

11:FS named one of LinkedIn’s Top 25 Startups in the UK. Again!

Last year, LinkedIn honoured us as a Top 25 Startup in the UK. And they’ve gone and done it again for 2019.

5min read
Article
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Open Banking

US Banking: Monzo rises to the challenge

America has seemed a beacon of prosperity for as long as anyone can remember. But a closer look into the state of American household finances reveals a bleak picture.

5min read
Article
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Interviews

Small team delivery and Snoop Dogg: Our interview with Michael Rouse, CCO of Klarna

When brands decide it’s time to build their community, they dive straight onto social media. It makes sense right? Social media gives you a platform to instantly connect with a huge number of people all over the world. Social media gives you a shortcut to connect, share, get feedback, and generally tell people what you’ve got going on. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

5min read
1067
podcast
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Fintech Insider

1067. Insights: Can regulation become fintech’s biggest enabler?

Is regulation really the thing slowing innovation down — or is the bigger challenge how firms respond to it?

53min listen
1043
podcast
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Fintech Insider

1043. Insights: Inside HSBC Innovation Banking UK’s future with CEO Emily Turner

In this episode of Fintech Insider, David M. Brear sits down with Emily Turner, the newly appointed CEO of HSBC Innovation Banking UK, for a conversation about leadership, innovation, and the future of fintech in the UK.

43min listen
1037
podcast
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Fintech Insider

1037. Insights: Shaping safe AI innovation - Live from the FCA’s Supercharged Sandbox Showcase

In this special live edition of Fintech Insider Insights, recorded at the FCA’s Supercharged Sandbox Showcase, David M. Brear is joined by leaders from the regulator, industry and the technology ecosystem to unpack the UK’s first AI-focused regulatory sandbox.

53min listen
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764
podcast
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Fintech Insider

764. Insights: Can the UK avoid a mortgage market meltdown?

David M. Brear is joined by some great guests, from Digital Cat Consultancy, Mortgage Advice Bureau, and Sprive, to look at the current crisis facing the UK mortgage market and homeowners.

46min listen
759
podcast
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Fintech Insider

759. Insights: Will PSD3 really live up to the expectations? (Rewind)

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

50min listen
750
podcast
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Fintech Insider

750. News: Andreessen Horowitz lands in London and HSBC rebrands Silicon Valley Bank UK

a16z to open first international office in London, HSBC builds innovation division from the bones of SVB UK, and Snoop Dogg launches NFT tour pass – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h05 listen
736
podcast
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Fintech Insider

736. Focus: Will great UX keep European fintechs ahead of their competitors?

David M. Brear is joined by some great guests, from Visa, Spendesk, and Revolut, to talk about the UX revolution in European fintech.

47min listen
720
podcast
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Fintech Insider

720. News: UBS snaps up Credit Suisse, while Stripe breaks the down round stigma

UBS is buying Credit Suisse in bid to halt banking crisis, FCA warns payment firms over ‘unacceptable risk of harm to customers’, and Stripe now valued at $50B following $6.5B raise – Ross Gallagher and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h03 listen
Video
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What Griffin are going to do now they have their banking licence with CCO Adam Moulson | Spotlight

Inclusive design is a mindset and a process that suggests that you should bring as many people as possible - and the most diverse of voices that you can - into your product design product process, so that you're being truly inclusive. It's designing with people rather that just at them. Charlotte Fereday, Product Director, Ventures, explains what inclusive design is, why it's important, how you can design more inclusively, and answers - how possible is truly inclusive design?

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen