11:FS Pulse

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11:FS Pulse

Second Annual 11:FS Pulse Awards

The battle for commuters’ attention has been heating up. On the London Underground, it feels like every other ad is trying to push the latest fintech or challenger bank to the city’s tired travellers.

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11:FS Pulse

Fintech and the gig economy

A couple of months ago our 11:FS CEO David Brear was invited to be a judge of Tech City UK’s Fintech for All competition. This was a nationwide competition in 2017 to find fintech startups that make financial services work for everyone. As well as some fantastic entrants and eventual winners, this event got us thinking about the wider implications of financial inclusion. Therefore we felt we really needed to do a podcast to delve into the issues raised and what this competition really highlighted, and how best the problems of financial inclusion and serving the underbanked can be solved in the UK.

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Design

Inertia in bank accounts and choice paralysis

Sam delivers insight on what fintech can learn from Hollywood failure and why innovation labs are an awful move for any company. All discovered through two films, one flight, and one keynote address.

5min read
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Design

Introducing the new 11:FS Pulse ratings system

We’re thrilled to announce the latest enhancements to 11:FS Pulse - our sparkling new Brand Page. The complete redesign and new feature set brings you extensive insights and data from hundreds of FS brands worldwide, streamlining product research and app performance analysis.

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Design

Why are there so many bad user experiences?

One thing we hear a lot about here at 11:FS is how frustrating bad user experiences can be. Especially when trying to complete finance-based tasks – it’s not ideal considering the impact that these tasks can have on our everyday lives.

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11:FS Pulse

The Solution to SMB Finance Woes?

The creator economy is defined by SignalFire as the class of business built by independent content creators, curators and community builders, as well as the software and finance tools designed to help them with growth and monetisation.

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11:FS Pulse

Sailing in Pairs: China and the Rest of the World

You can catch the full Fintech Insider take on the news today at 4pm on the podcast here.Sticking to our new Monday format, we’re going to take a close look at one of the most interesting stories of the week’s show. For analysis straight from industry experts subscribe to our podcast!Fintech Insider hosts Laura, Sarah, and David sit down with Charlie Wood, Principal Consultant at Capco, and Simon Vans-Colina, Engineer at Monzo. to discuss the news, including big banks moving into the digital-only space.

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Article
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Culture

The Problems of Credit and Financial Literacy: Building products for China’s underserved

Metro Bank, Starling and Clearbank in partnership with Tide were announced as the recipients of Pool A of the Remedies Fund this morning. They pipped the big banks which were looking, maybe even expecting, to get a piece of the action to the post.

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11:FS Pulse

Moving Industry: Publishing Fintech vs Working Fintech

It’s not obvious when you need to start shifting your startup marketing tactics to scaleup tactics. There isn’t a Companies House date or valuation point where it’s clear that you’ve entered the next phase.

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Design

Keep your finger on the Pulse of innovation

You may have noticed recently that we’ve putting out a bit of content around our interns, like Petrit, Sam, and Tom. In a move that should surprise no-one, we’re launching the start of our internship programme today! For all you students and fintech fans we’ve got a list of top tips you should follow to get ahead of the curve. The rest of our wonderful readers should be sharing this with everyone you know looking to get into fintech. You don’t need a degree to apply, just be awesome.

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Culture

Second Birthday Special: Behind the Scenes at 11:FS

🚨 Breaking news: what happens when two (crowdfunders) become one 🚨 The UK’s two largest crowdfunding platforms, Seedrs and Crowdcube, have announced their intention to merge. While it’s still subject to competition authority approval, this marks a significant shift in the crowdfunding landscape. But does crowdfunding have a future? Is it just a glorified form of marketing? Or is it a new asset class and the key to financial inclusion for the masses to get involved in early-stage investing?

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11:FS Pulse

How to design a modern bank card

When building and growing any new business, our thought process is challenged consistently to ensure the proposed course of action delivers a positive impact. While applicable to all parts of a business, these conversations between teams developing new products are a daily occurrence. And no, they’re not always easy.

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11:FS Pulse

Behavioural Economics in Financial Apps: Helping People Make Good Decisions

Behavioural Economics has been having a good few years. It’s a topic that’s won multiple Nobel prizes, saved the UK taxpayer hundreds of millions of pounds, and is rapidly becoming one of the tools used by the best product and policy designers around the world.

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Banking

Top 11 mobile banking features that your customers will love

Of course, these are our top 3 blogs of 2018. We took a look at the data, talked amongst ourselves about which ones we liked best and came up with the best blogs we’ve put out this year.

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Banking

Want to see the best digital banking experiences on the market?

“Thank you to the Academy…” Sure. Classic Oscar speech energy.But do you know what hits harder than a polite golf clap from a panel of judges? Winning when your actual customers vote. And that’s what happened at the 2025 British Bank Awards, where 11:FS was named Consultancy of the Year. Again! 2019. 2020. 2021. 2023. And now 2025.

5min read
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Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen