Open Banking

Article
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Open Banking

Open banking regulators hold the key to an open finance future

Four years ago, policymakers in the UK and EU took the first steps to enshrine open banking into law, but now we’re at a turning point for digital adoption and the old ways of working aren’t working anymore.

4min read
Article
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Open Banking

Open banking regulators hold the key to an open finance future

Four years ago, policymakers in the UK and EU took the first steps to enshrine open banking into law, but now we’re at a turning point for digital adoption and the old ways of working aren’t working anymore.

4min read
Article
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Open Banking

Open banking regulators hold the key to an open finance future

The 13th January 2020 marked two years to the day since the introduction of the Open Banking initiative in the UK, so what progress have we seen?

4min read
Article
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Open Banking

Europe's open banking is leaving the US in the dust

While I was COO at Revolut, Vlad Yatsenko - the company’s Co-Founder & CTO - commented a number of times about how opportunity cost of time is typically the biggest cost in a scaling company, and I’ve come to realise this is more and more true.

3min read
Article
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USA

Who has the better fintech market - the US or Europe?

The US fintech scene is moving like a bat out of hell. But experts have pointed out it was pretty late to the party.

3min read
Article
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Unfiltered

Banks should use Open Banking to drive environmental behaviour change

COP26 is over. But the climate emergency is still with us. The headlines might say otherwise but I got the feeling that very little progress was made on climate change. This is taken from our Unfiltered newsletter. Subscribe now for a no BS, uncensored analysis of fintech news and hot topics delivered to your inbox each fortnight.

4min read
Article
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Open Banking

Banking as a Service accelerates Open Banking adoption

This article was originally published in The Paypers’ ‘Open Banking Report 2021: Open Finance and the Race for Relevance and New Business Models in Banking'.

4min read
Article
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Open Banking

In Australia, data is the new salt

I sat down with our new Chairman, and my long time mentor, Shaun Meadows to chat innovation, being different and why culture is vital for future success.

3min read
Article
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Open finance

Summary: The FCA’s feedback on the Open Finance CFI

I’ll be honest when I joined 11:FS I didn’t really expect to end up in West Africa. But on reflection, that was pretty short-sighted. We create truly digital ventures for the good of people everywhere, and we mean everywhere.

10min read
Article
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MENA

Why the Middle East could be the next fintech hotspot

Back at the end of 2019, we dived into the perfect fintech storm that was brewing in the Middle East. Diversification had already started in the region, but financial inclusion was reluctant to follow. So where are we now? It’s 2020, and things have been hotting up in the region with opportunities continuing to surface. But what does the region hold for fintech and why is the Middle East where the real gold lies?

5min read
Article
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Open Banking

Open Banking two years on

A popular topic among commentators and the media, incumbents have been slow to act on open banking. A recent Tink survey shed further light on the issues.

5min read
Article
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Innovation

2020 fintech predictions: challengers, wealth management and more

Challengers going mainstream, infrastructure, wealth management for the masses and a bunch more in predictions for what 2020 holds for fintech and financial services.

5min read
Article
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11:FS

Our 2019 predictions: scores on the doors

TL;DR: More closures are coming, Libra probably isn’t launching in 2020 (at least not in its current form) and blockchain’s next sleeper hit is already here.

5min read
Article
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Open Banking

Toucan on inclusive banking: working with people living with mental health conditions

Our 11:FS Tough Mudder team crossed the finish line on a sunny Saturday morning complete with bluebells at their feet and birds chirping in the distance. On the other hand they’d just crawled through something called the ‘Arctic Enema’ so it’s not quite as idyllic as you’d think.

5min read
Article
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PSD2

Two months after the final PSD2 deadline: where are we with the APIs?

We all know this tale. U.S. Millennials, the nation’s largest living generation, grew up at a time when America faced its biggest economic challenge since the Great Depression.

5min read
816
podcast
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Fintech Insider

816. Insights: The current state of open banking

11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?

50min listen
759
podcast
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Fintech Insider

759. Insights: Will PSD3 really live up to the expectations? (Rewind)

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

50min listen
755
podcast
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Fintech Insider

755. News: PSD3 unveils plans to shake up Open Banking

The European Union unveils new open banking rules, Wise announces bumper profits, and Robinhood buys X1 – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h01 listen
701
podcast
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Fintech Insider

701. Focus: The power of Open Finance lies in open data, with Samantha Seaton, CEO of Moneyhub

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS is joined by a fantastic guest from Moneyhub to continue exploring the world of Open Finance.

28min listen
696
podcast
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Fintech Insider

696. Focus: Can Open Finance ever be truly global?

David M. Brear is joined by Visa's Dan Roesbery - as well as guests from Wise and MX - for the inaugural episode of Fintech Insider Focus!

39min listen
693
podcast
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Fintech Insider

693. News: Stripe is 2022's MVP as fintechs debate open banking future and cost of living bites

Kate Moody and Ross Gallagher are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: millions of Brits would struggle to cover an extra £20 a month, Twig acquires Vybe Technology for more sustainable finances, and Denmark records a year without bank robberies!

57min listen
678
podcast
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Fintech Insider

678. News: What Open Banking brings to the cost of living crisis

Benjamin Ensor and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: UK consumers using new money tools to cope with the cost of living, JPMorgan Chase wants to disrupt the rent check, fraud cases turned into spooky stories!

1h listen
644
podcast
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Fintech Insider

644. News: Should Open Banking become a legal requirement for credit assessment?

Benjamin Ensor and Deepa Anikhindi are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Agricultural bank Oxbury raises £20m in a funding round, Payl8r calls for open banking to be legally required for credit assessing, and the world's first fintech sitcom!

52min listen
616
podcast
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Fintech Insider

616. News: UK's open banking regulator faces shake-up, ArK Kapital creates 'ageing filter' for startups

David M. Brear and Sim Rai are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Competition and Markets Authority to create new regulator to oversee open banking industry in the UK, Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter, and the CEO of Goldman Sachs will DJ at Lollapalooza 2022. All this and much more on today's show!

50min listen
489
podcast
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Fintech Insider

489. News: Will Open Banking shake up the payments space in 2021?

Ross Gallagher and Simon Taylor are joined by some great guests on our final news show of 2020! Together they talk about some of the most interesting stories of the last 7 days, including: GoCardless and Ramp announce brand new funding rounds, Xinja drop out of the Australian fintech market and Cash App launches a fashion brand!

1h05 listen
484
podcast
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Fintech Insider

484. Insights: Credit, COVID and the potential of Open Banking

Simon Taylor is joined by some great guests to talk about the current state of credit and borrowing, and how the power of Open Banking can make a real difference to the lived financial experience of many in the UK.

52min listen
473
podcast
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Fintech Insider

473. News: Stripe acquires Paystack - are they taking over the world?

Simon Taylor and Mel Stringer are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Stripe acquires Nigeria’s Paystack, Marqeta’s research discovers Covid-19 has forced three-quarters of banks to change their future strategy, and ESG funds forecast to outnumber conventional funds by 2025.

1h06 listen
472
podcast
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Fintech Insider

472. Insights: Open Banking two years on - how far have we come?

Sarah Kocianski is joined by some great guests to talk about Open Banking two years on and the key developments that have been made since then.

43min listen
Video
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Open Banking

What is Open Banking? | 11:FS Explores

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen