Open Banking

Article
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PSD2

SCA. Or why your finance apps are driving you mad

Since this is the second year of the 11:FS Pulse Awards, we thought we’d go back and review the 11 brands that took first place in last year’s awards.

5min read
Article
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11:FS

11:YEARS - the 11:FS documentary examining the rise of UK fintech

At 11:FS, we’re proud to be an integral part of a UK community at the forefront of post-financial crisis innovation. But the story of how that community came together has never been told… until now.

5min read
Article
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Open Banking

Consumer priorities and Open Banking

It has been 18 months since the Open Banking legislation was launched in the UK. How much has changed or been achieved in that time?

5min read
Article
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Australia

The globalisation of fintech - the Australian example (part 2)

In the first of two blog posts, Head of Research and co-host of Insurtech Insider, Sarah Kocianski, examines the impact of COVID-19 on the insurance industry.

5min read
Article
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Open Banking

US Banking: Monzo rises to the challenge

America has seemed a beacon of prosperity for as long as anyone can remember. But a closer look into the state of American household finances reveals a bleak picture.

5min read
Article
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Open Banking

Open banking: are we there yet?

Open Banking launched to little fanfare in January this year and it hasn’t made much of an impact in consumer lives.

5min read
Article
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Banking

Leda Writes for Fintech Futures: Romance in Plumbing

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she returns to the theme of holding yourself accountable and moving to the Big Top.

5min read
Article
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Interviews

Not making up the numbers: An interview w. Anthony Thomson, 86 400

Why is China so far ahead on fintech? Guest author Richard Davies went to China earlier this year to see for himself. These are his findings:

5min read
Article
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Open Banking

Leda Writes for Fintech Futures: Open Banking in a brave new world

Every Thursday, Leda Glyptis, 11:FS Chief of Staff creates #LedaWrites. This week she turns her attention to legacy and core banking.

5min read
Article
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PSD2

One year on: Open Banking

Four years ago, policymakers in the UK and EU took the first steps to enshrine open banking into law, but now we’re at a turning point for digital adoption and the old ways of working aren’t working anymore.

5min read
Article
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Open Banking

Are card payments under threat? The rise of the A2A payment

Much has been written about how Open Banking has announced itself with more of a whimper than a bang, since going live at the beginning of 2018.

5min read
Article
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APIs

Beyond Open Banking: API ecosystems

APIs are key to creating a digital ecosystem for customers. In an increasingly digital world, it’s time to bring seamless experiences to personal banking.

5min read
Article
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APIs

Open Banking: More than PSD2

When the lights went out we got some of the brightest in the industry to shine a spotlight on Open Finance for our third virtual After Dark, a live recording of our award winning Fintech Insider podcast.

5min read
Article
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Open Banking

The world turns to Open Banking

There’s a lot going on in the world right now, and the reaction from all of us is almost a war effort to ensure society still functions through one of its biggest ever shifts.

5min read
Article
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APIs

World's first smart bank? Monzo release IFTTT integration.

Monzo have become the world’s first smart bank as they have integrated If This, Then That (IFTTT) into their banking technology, which launches today. IFTTT has nearly all internet based services linked into it, from social media to slack bots and smart home devices to Google calendars, but up until now, no financial services.

5min read
816
podcast
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Fintech Insider

816. Insights: The current state of open banking

11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?

50min listen
759
podcast
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Fintech Insider

759. Insights: Will PSD3 really live up to the expectations? (Rewind)

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

50min listen
755
podcast
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Fintech Insider

755. News: PSD3 unveils plans to shake up Open Banking

The European Union unveils new open banking rules, Wise announces bumper profits, and Robinhood buys X1 – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h01 listen
701
podcast
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Fintech Insider

701. Focus: The power of Open Finance lies in open data, with Samantha Seaton, CEO of Moneyhub

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS is joined by a fantastic guest from Moneyhub to continue exploring the world of Open Finance.

28min listen
696
podcast
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Fintech Insider

696. Focus: Can Open Finance ever be truly global?

David M. Brear is joined by Visa's Dan Roesbery - as well as guests from Wise and MX - for the inaugural episode of Fintech Insider Focus!

39min listen
693
podcast
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Fintech Insider

693. News: Stripe is 2022's MVP as fintechs debate open banking future and cost of living bites

Kate Moody and Ross Gallagher are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: millions of Brits would struggle to cover an extra £20 a month, Twig acquires Vybe Technology for more sustainable finances, and Denmark records a year without bank robberies!

57min listen
678
podcast
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Fintech Insider

678. News: What Open Banking brings to the cost of living crisis

Benjamin Ensor and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: UK consumers using new money tools to cope with the cost of living, JPMorgan Chase wants to disrupt the rent check, fraud cases turned into spooky stories!

1h listen
644
podcast
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Fintech Insider

644. News: Should Open Banking become a legal requirement for credit assessment?

Benjamin Ensor and Deepa Anikhindi are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Agricultural bank Oxbury raises £20m in a funding round, Payl8r calls for open banking to be legally required for credit assessing, and the world's first fintech sitcom!

52min listen
616
podcast
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Fintech Insider

616. News: UK's open banking regulator faces shake-up, ArK Kapital creates 'ageing filter' for startups

David M. Brear and Sim Rai are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Competition and Markets Authority to create new regulator to oversee open banking industry in the UK, Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter, and the CEO of Goldman Sachs will DJ at Lollapalooza 2022. All this and much more on today's show!

50min listen
489
podcast
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Fintech Insider

489. News: Will Open Banking shake up the payments space in 2021?

Ross Gallagher and Simon Taylor are joined by some great guests on our final news show of 2020! Together they talk about some of the most interesting stories of the last 7 days, including: GoCardless and Ramp announce brand new funding rounds, Xinja drop out of the Australian fintech market and Cash App launches a fashion brand!

1h05 listen
484
podcast
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Fintech Insider

484. Insights: Credit, COVID and the potential of Open Banking

Simon Taylor is joined by some great guests to talk about the current state of credit and borrowing, and how the power of Open Banking can make a real difference to the lived financial experience of many in the UK.

52min listen
473
podcast
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Fintech Insider

473. News: Stripe acquires Paystack - are they taking over the world?

Simon Taylor and Mel Stringer are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Stripe acquires Nigeria’s Paystack, Marqeta’s research discovers Covid-19 has forced three-quarters of banks to change their future strategy, and ESG funds forecast to outnumber conventional funds by 2025.

1h06 listen
472
podcast
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Fintech Insider

472. Insights: Open Banking two years on - how far have we come?

Sarah Kocianski is joined by some great guests to talk about Open Banking two years on and the key developments that have been made since then.

43min listen
Video
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Open Banking

What is Open Banking? | 11:FS Explores

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen