Open Banking

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Financial inclusion

Pump that Money

In this Q&A with Jimmy Williams, CEO and co-founder of Urban Jungle we discuss using technology to enhance transparency in home and contents insurance.

5min read
Article
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APIs

Undercover report: Why Open Banking APIs might be stifling competition in the UK

What’s the first thing that comes to mind when you hear ‘crypto’? Maybe you were one of the first to jump aboard the crypto train and believe it will be the cornerstone of our financial future, or maybe you think it’s all a sham and run a mile when you hear someone say “bitcoin”.

5min read
Article
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Podcast

[The SME sector is] So Hot Right Now

For Fintech Insider’s news show Simon and Jason are joined by 11:FS NED Chris Skinner, Tanya Andreasyan, Editor at Banking Technology; Kristian Luoma – Head of OP Lab, in town from Helsinki for one night only and Cliff Evans, Head of Digital Banking at Capgemini, to take on the week’s top stories. This week they look at the monumental shifts in both global stock exchanges and crypto markets; the US take on Open Banking, and exciting developments in the SME space both here and abroad. Listen in full here, stream below or read on for highlights!

5min read
Article
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Podcast

Mike Kelly on Curl, Open Banking, and Hands Free Payments

About two months ago I wrote a job ad for a “Programme Delivery Lead” to come and join us at 11:FS to create a digital financial services product and take it to market. But things didn’t quite go as expected.

5min read
Article
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challenger banks

Always look on the bright side of Brexit

For Fintech Insider’s news show Jason, Simon and David are joined by 11:FS Research team’s Ross Gallagher, Capco’s Charlie Wood and Fluidly CEO Caroline Plumb, to take on the week’s stories including Brexit, open banking, Robinhood app, and PensionBee’s stand against Aegon. Listen in full here, stream below or read on for highlights.

5min read
Article
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challenger banks

Fintechs vs Banks: The War for Talent

5min read
Article
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APIs

Fintech Insider: The Pub Crawl Edition

We sit down with Leda Glyptis, one of our favourite banking and FinTech leaders, to talk APIs and open banking, the aftermath of Brexit, PSD2, and why there aren’t more women in FinTech. Shortly after we recorded this interview, Leda became Chief Innovation Officer at Qatar National Bank Group.

5min read
Article
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Design

UX strategy in banking & financial services in 2018 - time to walk the walk!

In this guest blog, Vadim Toader, CEO and co-founder of Proportunity, examines how predictive technology and lending innovation can prevent home buying from becoming a fantasy.

5min read
Article
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Blockchain

Fintech Insider News: Banking's Kodak Moment and other stories

It’s a bank holiday so none of you should even be reading this but if you are kudos on being as dedicated to fintech as 11:FS. You can catch the full Fintech Insider take on the news today at 4pm on the podcast here. We’re doing something a little different in today’s blog. Let us know what you think in comments below or at Fintech Insider News. Fintech Insider hosts Ross and Sarah sat down with Sameer Gulati, Head of Policy and Regulation at Innovate Finance, Kathryn Harris, Innovation Lead at Lloyds, and James Hurley, Enterprise Editor at The Times to discuss the news, including one worrying report.

5min read
Article
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APIs

Tom Blomfield on Monzo's 1000% growth and taking on the tech giants

Some thoughts crossing the mind of our own Simon Taylor; that if you’re interested in the subject of Blockchain you might want to consider:

5min read
Article
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Podcast

'Tis the Season for Open Banking

Kicking off 2018 in style on Fintech Insider David and Simon were joined by colleagues Andra Sonea and Benedict Shegog to tackle the latest news for the week, and look ahead to what 2018 has in store. And what does it have? Regulation, mostly. Listen to the episode in full here or play and read below

5min read
Article
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APIs

Don’t be too blasé about people loving Fintech

Disclaimer: Yes the piece is entirely structured around the lyrics of a Pulp song. Yes, we take requests.

5min read
Article
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APIs

What is PSD2 and what will it mean for customers?

Fintech Connect 2020 is just around the corner! It’s taking place online from the 30th November to the 4th December, with 8,000 attendees and more than 200 speakers already confirmed.

5min read
Article
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Culture

Barclays UK CEO On The Exciting Challenges of Today

From dreams of running a five-star hotel to the reality of running a five-star bank, Ashok Vaswani, the CEO of Barclays UK, speaks with Simon Taylor about culture, digital transformation challenges and opportunities, front line staff empowerment and how Simon might be able to buy a Lamborghini in the future.

5min read
Article
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APIs

Banking APIs Aren't about Tech or Banking

I’m sure that you’ve seen the same presentations that I have. An expert from a large consultancy stands up and his first slide says “API stands for Application Programming Interface”. He continues with a description of new regulations (PSDII / CMA) and describes the technology that will let customers give third parties to access their banking data and trigger new transactions. That’s all true, but it’s a mistake to start there, it leads in the wrong direction.

5min read
816
podcast
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Fintech Insider

816. Insights: The current state of open banking

11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?

50min listen
759
podcast
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Fintech Insider

759. Insights: Will PSD3 really live up to the expectations? (Rewind)

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

50min listen
755
podcast
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Fintech Insider

755. News: PSD3 unveils plans to shake up Open Banking

The European Union unveils new open banking rules, Wise announces bumper profits, and Robinhood buys X1 – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

1h01 listen
701
podcast
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Fintech Insider

701. Focus: The power of Open Finance lies in open data, with Samantha Seaton, CEO of Moneyhub

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS is joined by a fantastic guest from Moneyhub to continue exploring the world of Open Finance.

28min listen
696
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Fintech Insider

696. Focus: Can Open Finance ever be truly global?

David M. Brear is joined by Visa's Dan Roesbery - as well as guests from Wise and MX - for the inaugural episode of Fintech Insider Focus!

39min listen
693
podcast
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Fintech Insider

693. News: Stripe is 2022's MVP as fintechs debate open banking future and cost of living bites

Kate Moody and Ross Gallagher are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: millions of Brits would struggle to cover an extra £20 a month, Twig acquires Vybe Technology for more sustainable finances, and Denmark records a year without bank robberies!

57min listen
678
podcast
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Fintech Insider

678. News: What Open Banking brings to the cost of living crisis

Benjamin Ensor and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: UK consumers using new money tools to cope with the cost of living, JPMorgan Chase wants to disrupt the rent check, fraud cases turned into spooky stories!

1h listen
644
podcast
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Fintech Insider

644. News: Should Open Banking become a legal requirement for credit assessment?

Benjamin Ensor and Deepa Anikhindi are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Agricultural bank Oxbury raises £20m in a funding round, Payl8r calls for open banking to be legally required for credit assessing, and the world's first fintech sitcom!

52min listen
616
podcast
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Fintech Insider

616. News: UK's open banking regulator faces shake-up, ArK Kapital creates 'ageing filter' for startups

David M. Brear and Sim Rai are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Competition and Markets Authority to create new regulator to oversee open banking industry in the UK, Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter, and the CEO of Goldman Sachs will DJ at Lollapalooza 2022. All this and much more on today's show!

50min listen
489
podcast
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Fintech Insider

489. News: Will Open Banking shake up the payments space in 2021?

Ross Gallagher and Simon Taylor are joined by some great guests on our final news show of 2020! Together they talk about some of the most interesting stories of the last 7 days, including: GoCardless and Ramp announce brand new funding rounds, Xinja drop out of the Australian fintech market and Cash App launches a fashion brand!

1h05 listen
484
podcast
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Fintech Insider

484. Insights: Credit, COVID and the potential of Open Banking

Simon Taylor is joined by some great guests to talk about the current state of credit and borrowing, and how the power of Open Banking can make a real difference to the lived financial experience of many in the UK.

52min listen
473
podcast
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Fintech Insider

473. News: Stripe acquires Paystack - are they taking over the world?

Simon Taylor and Mel Stringer are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Stripe acquires Nigeria’s Paystack, Marqeta’s research discovers Covid-19 has forced three-quarters of banks to change their future strategy, and ESG funds forecast to outnumber conventional funds by 2025.

1h06 listen
472
podcast
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Fintech Insider

472. Insights: Open Banking two years on - how far have we come?

Sarah Kocianski is joined by some great guests to talk about Open Banking two years on and the key developments that have been made since then.

43min listen
Video
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Open Banking

What is Open Banking? | 11:FS Explores

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
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Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
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fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen