
In its final report, the Competition and Markets Authority has formally implemented reforms aimed at giving people more control of their money. By Q1 of 2018, European banks have to completely open up their data through full APIs. But some banks aren’t prepared to wait that long. Read on to see which ones have taken the lead.

Gary Turner is Co-Founder and Managing Director of Xero, which Forbes described as the “World’s Most Innovative Growth Company.” Xero provides small- to medium-sized businesses (SMBs or SMEs) with ‘beautiful’ online accounting software. Gary helped take Xero from a 3-person startup to a company that will have £150 million in revenue this year.

Our CEO, David Brear, talks everything PSD 2 for HotTopics. Legislation is usually brought in to reduce stupidity amongst individuals, or groups exhibiting behaviors that may cause harm. PSD 2 is no different in terms of its purpose and overall need to exist. The European Commission has tried to foster innovation and filter banks toward more inclusive ways of working. PSD, miData and a number of other “carrots” meant to foster innovation have been used with limited success. Banks have treated all of these as purely compliance driven; tick box exercises, and tend to deliver the bare minimum to meet legislation. With regulators and governments now losing patience with banks, we now have the “go to your room” moment; PSD 2.

11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold?

David M. Brear is joined by some great guests, from Plaid, Payments Solved, and The Payments Association EU, to look at the potential impact of Payment Services Directive 3 on Open Banking.

The European Union unveils new open banking rules, Wise announces bumper profits, and Robinhood buys X1 – Ross Gallagher and Benjamin Ensor are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days.

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS is joined by a fantastic guest from Moneyhub to continue exploring the world of Open Finance.

David M. Brear is joined by Visa's Dan Roesbery - as well as guests from Wise and MX - for the inaugural episode of Fintech Insider Focus!

Kate Moody and Ross Gallagher are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: millions of Brits would struggle to cover an extra £20 a month, Twig acquires Vybe Technology for more sustainable finances, and Denmark records a year without bank robberies!

Benjamin Ensor and Kate Moody are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: UK consumers using new money tools to cope with the cost of living, JPMorgan Chase wants to disrupt the rent check, fraud cases turned into spooky stories!

Benjamin Ensor and Deepa Anikhindi are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Agricultural bank Oxbury raises £20m in a funding round, Payl8r calls for open banking to be legally required for credit assessing, and the world's first fintech sitcom!

David M. Brear and Sim Rai are joined by some great guests to talk about the most interesting stories in financial services over the last 7 days, including: Competition and Markets Authority to create new regulator to oversee open banking industry in the UK, Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter, and the CEO of Goldman Sachs will DJ at Lollapalooza 2022. All this and much more on today's show!

Ross Gallagher and Simon Taylor are joined by some great guests on our final news show of 2020! Together they talk about some of the most interesting stories of the last 7 days, including: GoCardless and Ramp announce brand new funding rounds, Xinja drop out of the Australian fintech market and Cash App launches a fashion brand!

Simon Taylor is joined by some great guests to talk about the current state of credit and borrowing, and how the power of Open Banking can make a real difference to the lived financial experience of many in the UK.

Simon Taylor and Mel Stringer are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Stripe acquires Nigeria’s Paystack, Marqeta’s research discovers Covid-19 has forced three-quarters of banks to change their future strategy, and ESG funds forecast to outnumber conventional funds by 2025.

Sarah Kocianski is joined by some great guests to talk about Open Banking two years on and the key developments that have been made since then.

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...


The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

