APIs

We all know this tale. U.S. Millennials, the nation’s largest living generation, grew up at a time when America faced its biggest economic challenge since the Great Depression.

Born and raised in a small town in central India, Deputy Mayor for Business in London, Rajesh Agrawal, moved to London in 2001 at 24. He arrived at Heathrow with £200 in his pocket and without knowing a soul. But he still felt at home in London, citing that feeling as one of the best things about the city. Rajesh set up his own business in international payments before the term fintech even existed and now he’s working to help other fintech entrepreneurs succeed in London. Listen to our CEO, David M. Brear interview him here or click play below.

I was recently asked whether digital transformations meant partnerships will become obsolete. In fact, I think quite the opposite - banks who don’t use partnerships will become obsolete.

Despite the global fintech boom, a lot of people in the Middle East remain unbanked, and there is plenty of work to do.

If you create a service that can be put in an app or on a website then it should be an API.

APIs are key to creating a digital ecosystem for customers. In an increasingly digital world, it’s time to bring seamless experiences to personal banking.

When the lights went out we got some of the brightest in the industry to shine a spotlight on Open Finance for our third virtual After Dark, a live recording of our award winning Fintech Insider podcast.

Monzo have become the world’s first smart bank as they have integrated If This, Then That (IFTTT) into their banking technology, which launches today. IFTTT has nearly all internet based services linked into it, from social media to slack bots and smart home devices to Google calendars, but up until now, no financial services.

What’s the first thing that comes to mind when you hear ‘crypto’? Maybe you were one of the first to jump aboard the crypto train and believe it will be the cornerstone of our financial future, or maybe you think it’s all a sham and run a mile when you hear someone say “bitcoin”.

We sit down with Leda Glyptis, one of our favourite banking and FinTech leaders, to talk APIs and open banking, the aftermath of Brexit, PSD2, and why there aren’t more women in FinTech. Shortly after we recorded this interview, Leda became Chief Innovation Officer at Qatar National Bank Group.

It’s a bank holiday so none of you should even be reading this but if you are kudos on being as dedicated to fintech as 11:FS. You can catch the full Fintech Insider take on the news today at 4pm on the podcast here. We’re doing something a little different in today’s blog. Let us know what you think in comments below or at Fintech Insider News. Fintech Insider hosts Ross and Sarah sat down with Sameer Gulati, Head of Policy and Regulation at Innovate Finance, Kathryn Harris, Innovation Lead at Lloyds, and James Hurley, Enterprise Editor at The Times to discuss the news, including one worrying report.

Some thoughts crossing the mind of our own Simon Taylor; that if you’re interested in the subject of Blockchain you might want to consider:

TL;DR The rollercoaster won’t stop anytime soon, we’re going to focus much more on cryptography and far less on the “currency” part (for now…).

Jason Bates interviewed Ritu Liu, Head of EMEA at Alipay at Money20/20 Europe. They spoke about Alipay’s European expansion and her view of Chinese advancements in fintech that are influencing the rest of the world.

Disclaimer: Yes the piece is entirely structured around the lyrics of a Pulp song. Yes, we take requests.