Barclays is acquiring the UK arm of GoHenry, a money app for 6 to 18-year olds. With a reported price tag of £180 million for around 500,000 active accounts, £360 per head is a chunky investment.

For the past decade, the banking industry has been focused on developing frictionless interfaces. Financial institutions have prioritised seamless transactions, instant gratification, and engaging gamified features in a bid to build the ultimate digital financial experience.

The need for better, tailored support through the customer experience is clear, but few are accounting for the fundamental shift that financial services has experienced with the introduction of AI.

Loyalty is defined as “a strong feeling of support or allegiance”. However, in the context of financial services, it is more accurately defined as engineered persistence: a series of subconscious cues that steer customers toward familiar choices.

For years, banks have relied on OTPs as a second factor for logins and sensitive actions. Sent via SMS, these short codes were designed to add security on top of a password. But they have become one of the weakest and most frustrating parts of the banking experience.

The people using business banking tools don’t necessarily have financial backgrounds. Many smaller businesses can't afford a dedicated finance team. Yet banks keep building products that assume expertise their customers don't have, leaving them to figure things out on their own.

As our financial lives become more complex, there is a growing expectation for banks to offer more support, be more relevant, and generate greater everyday value. One of the clearest places this shift is starting to show up is in subscription banking.

Around the world, people have instant, around-the-clock access to banking apps and their own financial data. So why do so many people still feel uncertain about their financial future?

Most AI deployments so far have focused on AI that “talks”, which can search, summarise, and draft content to support employees. The next wave is different: AI agents that “do” are starting to take bounded actions inside workflows, moving cases forward and coordinating steps end-to-end, with humans kept in control where it matters.
Financial accessibility has long been framed as a matter of compliance or corporate social responsibility. But today, it’s emerging as something much bigger: a competitive advantage.

As the industry adjusts to a new digital landscape, players across the spectrum are fighting to muscle their way into the financial epicentre and ‘win’ the salary battle to become the payday home of their customers.

Consumers are evolving, and so are their expectations and demands. As the purchasing power of the younger, digital-native Gen Z and Gen Alpha grows and older generations become more comfortable with the possibilities that AI and other new technologies enable, businesses have to work harder to keep them happy and retain their business.

Saving money and paying bills might not sound exciting - but today’s finance apps are borrowing tricks from video games to change that.

In this episode Sarah Kocianski uncovers the murky and difficult world of SMB Banking, focusing on three specific pain points: Getting an account, getting a loan and making and receiving payments.

Jason Bates and David Brear are back together after what seems like an eternity! They're joined by the wonderful Caroline Plumb as well as debutants Ryan Edwards-Pritchard from Funding options and Kirsty Grant from Seedrs. We also bring you an awesome snippet with CEO of Rooster Money Will Carmichael!

Do you know your credit score? What makes your credit better or worse? Join Ross and Ollie as they explore the dark murky world of credit scoring.

On today's show Simon Taylor's back in town joined by Co-host Sara Feenan and wonderful guest Teana Baker-Taylor (no relation of course) to bring you this week's hottest blockchain and crypto news.

David's back and he joins Sarah and special guest Oke Eleazu to discuss all things pet insurance as well as some of the top insurance news.

David, Simon and Sarah lead a bevvy of insightful guests through a jam-packed, fast paced live show from Temenos' TCF2018 event in Dublin.

On the day GDPR becomes law, we bring you a story about data. Who has it? What do they do with it? Are we being listened to? Find out how GDPR will affect all our lives..

Colin G. Platt and Pete Townsend are joined by Richard Brown, from our Lead Sponsor, R3.

In a special episode of Fintech Insider, Pete Townsend entered the funds industry for two days at two events and hosted two separate panels.

In this week's episode, Laura Watkins, Sarah Kocianski, and David M. Brear are joined by Charlie Wood from Capco and Simon Vans-Colina from Monzo.

Sarah sits down with Frederick Nze to discuss what makes Oakam different from other lending services.

Sarah sits down with with Oscar Williams-Grut to discuss the latest in blockchain news. Meanwhile, Simon gets interviewed for a change by Pete Rizzo at Consensus.

In this episode, David M. Brear speaks to Alison Rose, CEO, Commercial and Private Banking at RBS.

On the latest episode of Insurtech Insider, Sarah meets with insurtech experts to give you the very latest in insurance technology. Our guests joining Sarah are Ruth Foxe-Blader, Venture Capital Investor at Anthemis Group and Chris Sandilands, Partner at Oxbow Partners.We also bring you a great interview with Jason Futers, CEO of Insurdata

In this week's news episode, Sarah Kocianski and Ross Gallagher are joined by guests, Daniel Hegarty from Habito and Nina Mohanty from Bud.

David M. Brear, our 11:FS CEO, takes us through legacy technology within banks - but of course, with a really cool Lightboard.

Fintech Marketing Podcast Season 2: Coming soon

After Dark - Open Finance: fact or fantasy?

Banks are facing a lot of challenges compared to their fintech rivals.
11:FS CEO David M. Brear takes to the lightboard to give us the full run-down, with examples of companies that are leading the way.

What does the future hold for lending? Live from Lendit USA 2022.
Will banks exist in 100 years?

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.
On this episode of Spotlight, 11:FS Crypto Global Strategy Director, Mauricio Magaldi is joined by Ramp Network Co-Founder and CEO, Szymon Sypniewicz. In today's chat, the pair discuss Szymon's career, the current regulatory landscape in crypto, and what the future might hold when it comes to widespread crypto adoption.

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...


The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

