Global

Article
-
Blockchain

Open Source: Token Best Practice

Organisation design is essential in building a strong working culture. Getting it wrong can cause a domino effect of problems and inefficiencies across a business.

5min read
Article
-
AI

AI in banking is all about risk management

It is the nature of finance that, at its core, is risk.

5min read
Article
-
Podcast

Rod Drury on Xero's origin story, new partnerships & Xerocon

Here at 11:FS we’re big on transparency and letting you know what’s going on in our company. We’ve recently made a huge hire to be our COO and we couldn’t be more excited about it.

5min read
Article
-
Blockchain

A global currency is coming, whether you like it or not

I was at a big bank’s conference the other day and was intrigued at how often the subject of cryptocurrencies and bitcoin came up.

5min read
Article
-
Banking

Top 11 mobile banking features that your customers will love

Of course, these are our top 3 blogs of 2018. We took a look at the data, talked amongst ourselves about which ones we liked best and came up with the best blogs we’ve put out this year.

5min read
Article
-
APIs

Don’t be too blasé about people loving Fintech

Disclaimer: Yes the piece is entirely structured around the lyrics of a Pulp song. Yes, we take requests.

5min read
Article
-
Blockchain

Lessons from the Ice-Block King, Part II

I do not profess to be, as way too many in the tech industry do today, a blockchain guru or subject matter expert. I leave that designation to 11:FS co-founder Simon Taylor. Simon is the MacGyver of the blockchain community. Give him a stapler, a can of Bud Lite, Duct Tape, and a flashlight, and he will somehow concoct a DLT smart contract solution for a client. A solution that can actually be delivered and that addresses a real business case.

5min read
Article
-
Blockchain

Block.one on EOS, token sales and decentralisation

Simon Taylor interviewed block.one CEO and CTO Brendan Blumer and Daniel Larimer at Blockchain Live, to find out more about what block.one does and their new project, EOS that achieved $50omillion in fundraising.

5min read
Article
-
Podcast

Stephen Barclay, MP, on UK fintech, Brexit and how fintech can help governments

One of the biggest challenges when building new digital financial services is creating a winning feature set. Spending categorisation, budgeting tools, carbon footprint-tracking — these features are everywhere in the financial services apps that we use every day.

5min read
Article
-
Fintech Insider

Notes from a fintech tourist

Sarah Kocianski sits down with the CEO of Oakam, Frederic Nze to talk about financial inclusion, tackling financial exclusion, the alternative to doorstep lending, and the underbanked.Listen to the full interview here or click play below, otherwise read on for a quick take on what was said.

5min read
Article
-
Podcast

Flux Founders on Digital receipting and Fintech partnerships

In a beautiful flat on the edge of San Francisco’s sun-kissed Inner Sunset neighbourhood, the inimitable Sam Maule invited a plethora of fintech experts over for dinner. Across two evenings in the run up to our After Dark San Francisco show, Sam serves up chilli, tacos, and foodie fintech insights. You can listen to them here and here. Disclaimer: The food was actually cooked by Ollie Judge, Head of Media at 11:FS.

5min read
Article
-
Mobile banking

11 Mobile Trends That Will Delight Your Customers

At 11:FS, we spend a lot of time looking at next-generation mobile trends and technology. Every now and again we come across a product or feature that just blows us away. It can be as simple as a smart integration with another product or as complicated as a whole app that’s powered by bleeding edge technology.

5min read
Article
-
Banking

Want to see the best digital banking experiences on the market?

“Thank you to the Academy…” Sure. Classic Oscar speech energy.But do you know what hits harder than a polite golf clap from a panel of judges? Winning when your actual customers vote. And that’s what happened at the 2025 British Bank Awards, where 11:FS was named Consultancy of the Year. Again! 2019. 2020. 2021. 2023. And now 2025.

5min read
Article
-
Banking

The digital transformation journey

In her latest column for Forbes, 11:FS Head of Research Sarah Kocianski examines the new set of authentication procedures and how they are being implemented by UK banks.

5min read
Article
-
Blockchain

Lessons from the Ice-Block King, Part One

11:FS are pleased to announce that Lisa Gansky joined us as a Non-Executive Director, on 3rd July 2017.

5min read
368
podcast
-
Fintech Insider

368. News: 2008 throwback special

David Brear, Jason Bates and Simon Taylor are joined by some great guests for this very special throwback episode! Today we are doing the news as if it were 2008, specifically focussing on the news from the week of the financial crash, including: Lehman Brothers files for Bankruptcy, Madoff Jailed over $50bn Fraud and - Note to self: Don’t slag your bank off…...in your online banking password! All this and much much more on today's Fintech Insider News - as if it were 2008!

51min listen
119
podcast
-
Blockchain Insider

119. Has Bitcoin failed? Is Libra losing?

We. Are. Here. Today we bring you: Marcus makes Stablecoin Claim, Poloniex spun out by Circle and - Has bitcoin failed? All this and much more on today's Blockchain Insider!

1h04 listen
367
podcast
-
Fintech Insider

367. News: The holy grail of the unbanked

Sarah Kocianski and Adam Davies are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Pensions bank rolling start ups, Robinhood tries again at a savings account and the UK just rolled out a payment card made from solid gold, and worth $23,000!

54min listen
118
podcast
-
Blockchain Insider

118. Libra has to exist!

We. Are. Here. Today we bring you: Attack of the Ten TON Regulator, Libra’s last legs and Zuck’s a sitting duck, later this month! All this and much more on today's Blockchain Insider!

38min listen
51
podcast
-
Insurtech Insider

51. SME insurance - Prevention and education

On this weeks episode, Sarah Kocianski and Nigel Walsh are joined by some awesome guests to talk all things SME insurance! What are the risks? Where are the opportunities? Why is this such an underserved market? All this and much much more on today's Insurtech Insider!

43min listen
365
podcast
-
Fintech Insider

365. News: Free money!

David Brear and Will White bring you this news show recorded in our new offices in New York! As always, they are not alone but joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Samsung Pay launches International payments in the US, Credit Karma moves into savings as Brex moves into cash management and Financial jargon brings people out in a sweat and they think investing is as scary as skydiving!

1h02 listen
364
podcast
-
Fintech Insider

364. Interviews: SIBOS 2019 Industry leader special

This week we bring you our final interview mashup from SIBOS 2019 at the Excel in London! This week we have the pleasure of bringing you two fantastic interviews with two industry leaders!

50min listen
117
podcast
-
Blockchain Insider

117. Blocking Libra left and right

We. Are. Here. Today we bring you: Zuck could be stuck, unless he testifies, Blockchain & Banking and The Nature of Money is Changing

46min listen
363
podcast
-
Fintech Insider

363. News: Banking isn’t a side hustle

David Brear and Leda Glyptis are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: Transferwise is the latest UK fintech to take on the US, Revolut teams up with Visa to help them go global and a US Marijuana Banking Bill Passes House in Historic Vote! All this, and much more on today's Fintech Insider.

55min listen
362
podcast
-
Fintech Insider

362. Interviews: International deep tech special

This week we bring you another interview mashup from SIBOS 2019 at the Excel in London! This week we are focussing on more international companies with a flavour of deep tech and infrastructure.

59min listen
116
podcast
-
Blockchain Insider

116. Blockchain as an excuse

We. Are. Here. Today we bring you: EOS maker Block. One fined $24m by the SEC over unregistered securities saleSwiss Stock Exchange SIX lines up buyers for its Initial Digital Offering and Fidelity Digital Assets to Provide Custody for Bitcoin Derivatives Yield Fund. All this and much more on today's Blockchain Insider.

56min listen
50
podcast
-
Insurtech Insider

50. A celebration of insurtech

On this weeks episode, we are celebrating our 50th birthday! To celebrate this milestone we’re joined by some of our most frequent returning guests from across the series to date! In today’s show we will be looking at the top news, topics and trends in insurtech over the last 50 episodes and going forward.

39min listen
361
podcast
-
Fintech Insider

361. News: Listen to your customers!

Leda Glyptis and Simon Taylor are joined by some great guests, coming to you straights from SIBOS 2019 in London! Together they cover the most notable news stories from the last 7 days, including: SWIFT’s gpi, Alison Rose is appointed RBS new chief exec and Monzo bins off Monzo Plus! All this and much more on today's Fintech Insider.

59min listen
115
podcast
-
Blockchain Insider

115. Bakkt to reality

We. Are. Here. Today we bring you: Swiss Stock Exchange SIX Launch Digital Asset Prototype, No Yuan for Libra and Bakkt Launches at a Snails pace… All this and much more on today's Blockchain Insider coming to you from SIBOS in London!

49min listen
359
podcast
-
Fintech Insider

359. News: Cardmageddon

David Brear and Sarah Kocianski are joined by some great guests to talk about some of the most interesting stories of the last 7 days, including: SCA is here! (Kinda), GoCardless launches in the US, and accordingly to The Telegraph students are getting payday loans to help fund their love of avocado on toast. All this and much more on today's Fintech Insider News.

1h listen
Video
-
Open finance

What is Open Finance?

Banks are facing a lot of challenges compared to their fintech rivals.

6min watch
Video
-
No items found.

11:FS Explores: Digital R.I.C.H.E.S ft. David M. Brear

11:FS CEO David M. Brear takes to the lightboard to give us the full run-down, with examples of companies that are leading the way.

11min watch
Video
-
Lending

Jeff Keltner from Upstart on what the future of lending will look like | Spotlight

What does the future hold for lending? Live from Lendit USA 2022.

24min watch
Video
-
UX

What is UX and what makes UX good? 11:FS Explores

Will banks exist in 100 years?

Video
-
Open Banking

What is Open Banking? | 11:FS Explores

In this episode of 11:FS Explores, Adam Davis picks apart Open Finance, and what we have to look forward to if this technology became a reality.

Video
-
No items found.

Unleashing creativity! A case study on sparking innovation with Bidyut Dumra from DBS | Spotlight

On this episode of Spotlight, 11:FS Crypto Global Strategy Director, Mauricio Magaldi is joined by Ramp Network Co-Founder and CEO, Szymon Sypniewicz. In today's chat, the pair discuss Szymon's career, the current regulatory landscape in crypto, and what the future might hold when it comes to widespread crypto adoption.

Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

The UK banking battlefield has never been more competitive. Customers expectfinancial apps that are personalised, seamless, and that genuinely make a differenc...

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen
Two portraits of smiling individuals on a dark background with abstract green lines, suggesting a modern and professional theme.
960
Podcast
-
fintech Insider

Insights: The future of Revolut with UKCEO Francesca Carlesi

1h2 listen